COMPARE ACCOUNTS

CIBC Accounts

Compare all chequing, savings, and investment accounts from CIBC.

CIBC
CIBC
CDIC Insured

CIBC Smart® Account

Canada-wide CAD Chequing Account
Up to
0.00%
Interest Rate (Tiered)
$16.95
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Overdraft Protection Available Access to No-Fee ATM Network
Features: Online and Mobile Banking
Earn a $500 Welcome Bonus
Get $500 cash when you open a CIBC Smart Account and set up a recurring direct deposit plus 2 pre-authorized debits or bill payments. Earn up to $950 total when bundled with a new CIBC Dividend Visa Infinite Card.
Special Offer
Save up to 10¢/L on gas with Journie Rewards and get a 12-month Skip+ free trial.
Welcome Bonus
Earn $500
When you open an account
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Smart™ Start

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Online and Mobile Banking
Earn a $125 Welcome Bonus
Get $125 cash when you open your first chequing account and make 5 Visa Debit purchases online within 2 months.
Special Offer
Includes 12 months of Skip+ for free, a free SPC+ membership, and $50 for every friend you refer.
Welcome Bonus
Earn $125
When you open an account
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Smart™ for Students

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Online and Mobile Banking
Earn a $125 Welcome Bonus
Get $125 cash when you open your first chequing account and make 5 Visa Debit purchases online within 2 months.
Special Offer
Includes 12 months of Skip+ for free, a free SPC+ membership, and $50 for every friend you refer.
Welcome Bonus
Earn $125
When you open an account
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Smart™ Account for Apprentices

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Online and Mobile Banking
Special Offer
Get a free SPC+ membership and save up to 10¢/L on gas with Journie Rewards.
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Smart® Account for Newcomers

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers International Money Transfers Online and Mobile Banking
Earn a $500 Welcome Bonus
Get $500 cash when you open a CIBC Smart Account and set up a recurring direct deposit plus 2 pre-authorized debits. Bundle to earn up to $600 with an eligible credit card.
Special Offer
Includes 30 days of free Canada-wide Koodo service and a 12-month Skip+ free trial.
Welcome Bonus
Earn $500
When you open an account
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Smart® Account for Foreign Workers

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers International Money Transfers Online and Mobile Banking
Earn a $500 Welcome Bonus
Get $500 cash when you open a CIBC Smart Account and set up a recurring direct deposit plus 2 pre-authorized debits. Bundle to earn up to $600 with an eligible credit card.
Special Offer
Send money to over 130 countries with $0 transfer fees via CIBC Global Money Transfer.
Welcome Bonus
Earn $500
When you open an account
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Smart® for Seniors

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Online and Mobile Banking
Earn a $500 Welcome Bonus
Get $500 cash when you open a CIBC Smart Account and set up a recurring direct deposit plus 2 pre-authorized debits.
Welcome Bonus
Earn $500
When you open an account
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Everyday® Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$4.00
Monthly Fee
CDIC Insured Free Interac e-Transfers Online and Mobile Banking
Special Offer
Monthly fee fully waived for Seniors 65+.
Get Started

On CIBC's secure site

CIBC
CIBC
CDIC Insured

CIBC Bank USA Smart Account™

Canada-wide USD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Unlimited Transactions International Money Transfers Online and Mobile Banking US Dollar Account
Special Offer
No currency conversion fees for depositing and withdrawing U.S. funds at CIBC Banking Centres.
Get Started

On CIBC's secure site