A buddy for your wallet
How RateBuddy cash rebates work
Keep your bank’s welcome bonus and get extra cash from us.
Choose a product with a RateBuddy rebate, send us your claim, and apply through the link we provide. We share part of our commission with you as real cash, sent by Interac e-Transfer.
Offer terms apply. Payment follows bank or issuer confirmation.
Proudly Canadian
A Canadian team you can reach
RateBuddy is a Canadian fintech headquartered in Calgary, Alberta. Have a question about our rebate process? We’re here to help.
We aim to respond within 24 hours.
Is the RateBuddy rebate really extra?
Yes! Your bank’s welcome bonus. Plus extra cash from RateBuddy.
You still receive the bank’s full welcome bonus when you meet its terms. RateBuddy shares part of the commission we earn with you as a separate cash rebate. Our rebate does not reduce or replace your bank’s bonus.
Your full welcome offer
Welcome points, cash bonuses or other benefits, as described in the bank’s offer linked to your application.
Your cash rebate
We share part of the commission we earn with you, sent separately by Interac e-Transfer.
Our rebate does not reduce or replace the bank’s welcome bonus. It’s our little thank-you.
Bank and RateBuddy offer terms apply. Benefits may arrive at different times.
Your rebate, step by step
Three simple steps. Then we take it from there.
Start on RateBuddy. We’ll guide you through the rest.
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STEP 01
Click “Get my rebate”.
Find the product you’d like to apply for and click its Get my rebate button.
Choose a product that fits your needs. -
STEP 02
Send the quick claim form.
Tell us who you are and which email address we should use to send your e-Transfer.
A quick hello, so we know who to pay. -
STEP 03
Complete the bank’s application.
Continue on the application page that opens through our link and follow the bank’s steps.
Use that same link to keep your claim connected.
What you should know
Keep going on the page that opens.You must apply through the application link RateBuddy provides after your claim. Continue in that browser tab or window so we can connect your application to your rebate. Starting a separate application directly on the bank’s website can break that connection.
Give your email a quick double-check.We’ll send your e-Transfer to the email address you provide in your claim. Save the claim reference we email you, too. It helps us find your claim if you need a hand.
Your claim and bank application go together.The claim form tells us about your rebate request. Complete the application that opens and follow any next steps from the bank. The bank handles its own application review.
Check your offer’s details.Each offer explains the rebate amount, dates, and what you need to do. Once those requirements are met and we receive confirmation from the bank or card issuer, we send your cash rebate.
Let’s talk about the money
We earn a commission.
We share some with you.
When you apply through RateBuddy and meet the offer requirements, the bank or provider may pay us a commission. On selected offers, we share part of that commission with you. That’s your rebate.
The bank or provider
Pays us a commission when the offer’s conditions are met.
RateBuddy
Uses part to run the site and shares part with you.
You
Receive the approved cash rebate by e-Transfer.
No points to collect. No prize draw. Just the cash rebate shown on your eligible offer.
A buddy for your wallet
You work hard for your money. Let’s help you keep more of it.
Groceries. Bills. Something you’re saving for. Every dollar has a place in your life, and even small savings can make a difference.
Our goal is simple: help you keep more money in your wallet and put a little extra back whenever we can.
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Make every dollar count.We help you compare fees, benefits and offers in plain language, so you can decide what works for you.
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Share a little more with you.On selected offers, we share part of our commission as a cash rebate. It’s extra money for whatever matters to you.
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Give you the honest picture.Our reviews explain each product’s pros and cons. Paid advertising cannot change those findings.
Every penny matters to you. It matters to us, too.
When your rebate arrives
A little patience.
We’re on it.
We know you’re looking forward to your cash. We aim to pay you as soon as we receive confirmation from the bank or card issuer.
Keep your claim reference handy.Timing depends on completing your offer requirements and receiving the bank’s confirmation.
Some confirmations take a little longer.
In some cases, processing can take up to 90 days while we wait for confirmation from the bank or card issuer. Have a question while you wait? We’re happy to help.
Your trust means a lot to us.
Our reviews and RateBuddy Insights are based on each product’s pros and cons. Paid advertising and commissions cannot change those findings. We want you to choose what works for you.
A few things you might wonder
Good questions.
Clear answers.
Here’s what to know before you start.
Does every product come with a rebate?
Rebates are available on selected offers. Look for the Get my rebate button and check the offer page for the amount, dates, and what you need to do before you apply.
What happens after I send my claim?
Continue with the bank’s application using the page that opens through our link. Once you’ve completed the offer requirements and we receive confirmation from the bank or card issuer, we send your rebate by Interac e-Transfer.
Why do I need to use the application page that opens?
Our link helps connect your bank application to your rebate claim. You must start through that link and continue with the bank’s application in the tab or window it opens. It’s fine to follow the bank’s own next pages. Avoid starting a separate application by searching for the bank or visiting its website directly.
How do I receive my cash?
We send your approved rebate by Interac e-Transfer to the email address you provided in your claim. Give that email a quick double-check when you fill out the form. It’s real cash, with no points to redeem or prize draw to enter.
How can I ask about my claim?
Keep the claim reference we email you. Send it to rebate@ratebuddy.ca when you contact us so we can find your claim and help with an update.