RateBuddyInvesting guide PASSIVE INVESTING

Compare Top Robo-Advisors

  • Portfolio approach
  • Fees & ongoing support

RateBuddy Investing Insight Last updated

Hands-off investing still deserves a closer look.

A managed portfolio can make it easier to stay with a plan, but the service behind it matters. Compare the advisory fee alongside the costs of the underlying funds, and look at how the portfolio is chosen and maintained.

What to check before you choose

Ask what happens when your circumstances change and who you can speak to when you need help. A low headline fee is only one part of the decision.

  • Check which accounts and portfolio options are available for your circumstances.
  • Ask whether financial planning is included or offered as a separate service.
  • Read the transfer and withdrawal terms as well as the minimum balance requirements.

Further reading:OSC — Robo-advisors and traditional advisors

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Questrade
CIRO CIPF
Questrade
Robo Advisor

Questwealth Portfolios

RateBuddy 4.8/5
Google 3.2/5
$1k
Min. Deposit
Active Mgmt
Strategy
0.12%
Avg. MER
Socially Responsible Investing
Key Highlights
Best for Beginners Cover Transfer Fees CIRO Member Automatic Rebalancing Socially Responsible Investing (SRI)
Ju
CIRO CIPF
Justwealth
Robo Advisor

Justwealth

RateBuddy 4.8/5
Hybrid Advice
$5k
Min. Deposit
Passive Indexing
Strategy
~0.20%
Avg. MER
Tax-Loss Harvesting Human Financial Advice
Key Highlights
CIRO Member U.S. Dollar (USD) Accounts Automatic Rebalancing Goal-Based Investing Tax-Loss Harvesting
CI Financial
CIPF
CI Financial
Robo Advisor

CI Direct Investing

RateBuddy 4.5/5
Google 4.6/5
Hybrid Advice
$100
Min. Deposit
Passive Indexing
Strategy
0.17% - 0.23% (Private 0.49%+)
Avg. MER
Human Financial Advice
Key Highlights
No FX Fee Automatic Rebalancing Goal-Based Investing Access to Human Advisors CIPF Protected
RBC Royal Bank
RBC Royal Bank
Robo Advisor

RBC InvestEase

RateBuddy 4.4/5
Google 4.2/5
Hybrid Advice
$100
Min. Deposit
Passive Indexing
Strategy
0.11% - 0.23%
Avg. MER
Socially Responsible Investing Human Financial Advice
Key Highlights
Best for Beginners Cover Transfer Fees Bank-Owned / Big 6 Automatic Rebalancing Goal-Based Investing
Mo
CIRO CIPF
ModernAdvisor
Robo Advisor

ModernAdvisor

RateBuddy 4.0/5
$1k
Min. Deposit
Passive Indexing
Strategy
0.15% - 0.23%
Avg. MER
Socially Responsible Investing
Key Highlights
CIRO Member Automatic Rebalancing Socially Responsible Investing (SRI) CIPF Protected Mobile App (iOS & Android)
Ne
CIRO CIPF
Nest Wealth
Robo Advisor

Nest Wealth

RateBuddy 3.9/5
Google 3.0/5
$0
Min. Deposit
Passive Indexing
Strategy
~0.13% (0.06% - 0.37%)
Avg. MER
Key Highlights
CIRO Member Automatic Rebalancing Goal-Based Investing CIPF Protected Passive Indexing
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