Scotiabank Accounts

Scotiabank

Ultimate Package

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $30.95

Welcome bonus Earn a $700 Welcome Bonus: Earn up to $700 when you bundle an Ultimate Package, savings account, and registered account.

Special offer Ongoing annual fee rebate on select credit cards (up to $150). Free personalized cheques, drafts, and small safety deposit box. 10 free Scotia iTRADE equity trades in your first year.

Scotiabank

Preferred Package

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $16.95

Welcome bonus Earn a $700 Welcome Bonus: Earn up to $700 when you bundle a Preferred Package, savings account, and registered account.

Special offer Earn an additional 0.05% interest on your MomentumPLUS Savings Account. Fee waived on one non-Scotiabank ABM withdrawal per month in Canada.

Scotiabank

Preferred Package for Students and Youth

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $0.00

Welcome bonus Earn a $175 Welcome Bonus: Kickstart your finances with a $175 welcome bonus.

Special offer Earn an additional 0.05% interest on your MomentumPLUS Savings Account. No monthly account fee on a Scotia U.S. Dollar Daily Interest Account.

Scotiabank

Basic Plus Bank Account

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $11.95

Special offer Send money globally for $1.99 with Scotia International Money Transfer.

Scotiabank

Basic Bank Account

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $3.95

Special offer Monthly fee waived for Seniors, Indigenous Peoples, RDSP Beneficiaries, and recipients of the Disability Tax Credit or social assistance.

Scotiabank

MomentumPLUS Savings Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 4.75% Rate varies based on balance.

Monthly fee $0.00

Special offer Includes a 4.05% welcome bonus for the first 3 months, plus up to 0.45% in premium period bonuses and up to 0.10% package boosts.

Scotiabank

Money Master Savings Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Earn a $700 Welcome Bonus: Earn up to $700 when you bundle an eligible banking package, savings account, and registered account.

Special offer Earn an ongoing interest rate boost when you enrol in a smart savings tool.

Scotiabank

Savings Accelerator Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Special offer Save automatically with pre-authorized contributions and receive free quarterly personal portfolio statements.

Scotiabank

Scotia U.S. Dollar Daily Interest Account

Canada-wide USD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $1.00

Special offer No fee for US dollar drafts purchased from this account. Free paperless recordkeeping.

Scotiabank

Scotia Euro Savings Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $1.00

Special offer Two free teller-assisted transactions per month.

Scotiabank

Scotiabank Tax-Free Savings Account (TFSA)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Scotiabank Registered Retirement Savings Plan (RRSP)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Scotiabank First Home Savings Account (FHSA)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Scotiabank Registered Education Savings Plan (RESP)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Scotiabank Registered Retirement Income Fund (RRIF)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Scotiabank

Scotiabank Registered Disability Savings Plan (RDSP)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Scotiabank

Savings Accelerator Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Special offer Save automatically with pre-authorized contributions and receive free quarterly personal portfolio statements.

Scotiabank

Scotiabank Tax-Free Savings Account (TFSA)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Scotiabank First Home Savings Account (FHSA)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Savings Accelerator Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Special offer Save automatically with pre-authorized contributions and receive free quarterly personal portfolio statements.

Scotiabank

Scotiabank Registered Retirement Savings Plan (RRSP)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Savings Accelerator Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Special offer Save automatically with pre-authorized contributions and receive free quarterly personal portfolio statements.

Scotiabank

Scotiabank Registered Education Savings Plan (RESP)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Welcome Bonus: Earn a 1.5% cash bonus on transfers into an eligible registered account (Bonus up to $3,750).

Scotiabank

Scotiabank Registered Disability Savings Plan (RDSP)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Scotiabank

Scotiabank Registered Retirement Income Fund (RRIF)

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $0.00

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.45%

Interest Rate

1 Year

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

2.45%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.50%

Interest Rate

18 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

2.50%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.50%

Interest Rate

2 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

2.50%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.60%

Interest Rate

3 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

2.60%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.70%

Interest Rate

4 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

2.70%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.75%

Interest Rate

5 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

2.75%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.00%

Interest Rate

1 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.00%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.20%

Interest Rate

3 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.20%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.30%

Interest Rate

6 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.30%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.40%

Interest Rate

9 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.40%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Cashable GIC

Cashable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

1.90%

Interest Rate

1 Year

Term Length

$500

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

1.90%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Personal Redeemable GIC

Cashable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.30%

Interest Rate

3 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

2.30%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Personal Redeemable GIC

Cashable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.35%

Interest Rate

6 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

2.35%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Personal Redeemable GIC

Cashable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.40%

Interest Rate

1 Year

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

2.40%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Personal Redeemable GIC

Cashable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.45%

Interest Rate

18 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

2.45%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Personal Redeemable GIC

Cashable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.50%

Interest Rate

2 Years

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

2.50%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank U.S. Dollar Non-Redeemable GIC

Non-Redeemable USD GIC

2.00%

Interest Rate

1 Months

Term Length

$500

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.00%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank U.S. Dollar Non-Redeemable GIC

Non-Redeemable USD GIC

2.45%

Interest Rate

1 Year

Term Length

$500

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.45%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank U.S. Dollar Non-Redeemable GIC

Non-Redeemable USD GIC

2.50%

Interest Rate

2 Years

Term Length

$500

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.50%

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Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank U.S. Dollar Non-Redeemable GIC

Non-Redeemable USD GIC

2.60%

Interest Rate

3 Years

Term Length

$500

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.60%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank U.S. Dollar Non-Redeemable GIC

Non-Redeemable USD GIC

2.75%

Interest Rate

5 Years

Term Length

$500

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.75%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Top 60 Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.60%

Interest Rate

3 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.60%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Top 60 Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.75%

Interest Rate

5 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.75%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - U.S. Top 500 Index

Non-Redeemable USD GIC TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.50%

Interest Rate

2 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.50%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - U.S. Top 500 Index

Non-Redeemable USD GIC TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.60%

Interest Rate

3 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.60%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - U.S. Top 500 Index

Non-Redeemable USD GIC TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.75%

Interest Rate

5 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.75%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Low Volatility Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.50%

Interest Rate

2 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.50%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Low Volatility Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.60%

Interest Rate

3 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.60%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Low Volatility Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.75%

Interest Rate

5 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.75%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Utilities Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.50%

Interest Rate

2 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.50%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Utilities Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.60%

Interest Rate

3 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.60%

View Offer

Secure application on Scotiabank's site

Scotiabank

CDIC Insured

Scotiabank Market Linked - Canadian Utilities Index

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible

2.75%

Interest Rate

5 Years

Term Length

$500

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.75%

View Offer

Secure application on Scotiabank's site

Scotiabank

Scotiabank Right Size Account for business

Canada-wide CAD Business Chequing Account

Interest rate 0.00%

Monthly fee $6.00

Scotiabank

Scotiabank Basic Business Account

Canada-wide CAD Business Chequing Account

Interest rate 0.00%

Monthly fee $10.95

Scotiabank

Scotiabank Select Account for business (Plan A)

Canada-wide CAD Business Chequing Account

Interest rate 0.00%

Monthly fee $20.00

Scotiabank

Scotiabank Select Account for business (Plan B)

Canada-wide CAD Business Chequing Account

Interest rate 0.00%

Monthly fee $40.00

Scotiabank

Scotiabank Select Account for business (Plan C)

Canada-wide CAD Business Chequing Account

Interest rate 0.00%

Monthly fee $75.00

Scotiabank

Scotiabank Select Account for business (Unlimited)

Canada-wide CAD Business Chequing Account

Interest rate 0.00%

Monthly fee $120.00

Scotiabank

Scotiabank Basic Business Account (USD)

Canada-wide USD Business Chequing Account

Interest rate 0.00%

Monthly fee $10.95

Scotiabank

Scotiabank Right Size Savings for business

Canada-wide CAD Business Savings Account

Interest rate (tiered) Up to 2.15% Rate varies based on balance.

Monthly fee $0.00

Scotiabank

Scotiabank Dual Rate Investment Account

Canada-wide CAD Business Savings Account

Interest rate (tiered) Up to 1.75% Rate varies based on balance.

Monthly fee $10.95

Scotiabank

Scotiabank Business Investment Account (CAD)

Canada-wide CAD Business Savings Account

Interest rate (tiered) Up to 2.25% Rate varies based on balance.

Monthly fee $0.00

Scotiabank

Scotiabank Business Investment Account (USD)

Canada-wide USD Business Savings Account

Interest rate (tiered) Up to 2.80% Rate varies based on balance.

Monthly fee $0.00