RateBuddyInvesting guide INVESTING COMPARISON

Compare Robo Advisor Options

  • Costs & account choices
  • Features & support

RateBuddy Investing Insight

A clearer view of your investing options.

Compare the available Robo Advisor options by costs, features and the support you need. Review each provider’s details before deciding.

How We Picked the Best

Our experts analyzed over 20 platforms, focusing on the features that matter most to Canadians: low management fees, reasonable account minimums, portfolio quality, and ease-of-use. The platforms on this list represent our definitive, independent choices for the best value in automated investing.

Questrade
CIRO CIPF
Questrade
Robo Advisor

Questwealth Portfolios

RateBuddy 4.8/5
Google 3.2/5
$1k
Min. Deposit
Active Mgmt
Strategy
0.12%
Avg. MER
Socially Responsible Investing
Key Highlights
Best for Beginners Cover Transfer Fees CIRO Member Automatic Rebalancing Socially Responsible Investing (SRI)
Ju
CIRO CIPF
Justwealth
Robo Advisor

Justwealth

RateBuddy 4.8/5
Hybrid Advice
$5k
Min. Deposit
Passive Indexing
Strategy
~0.20%
Avg. MER
Tax-Loss Harvesting Human Financial Advice
Key Highlights
CIRO Member U.S. Dollar (USD) Accounts Automatic Rebalancing Goal-Based Investing Tax-Loss Harvesting
CI Financial
CIPF
CI Financial
Robo Advisor

CI Direct Investing

RateBuddy 4.5/5
Google 4.6/5
Hybrid Advice
$100
Min. Deposit
Passive Indexing
Strategy
0.17% - 0.23% (Private 0.49%+)
Avg. MER
Human Financial Advice
Key Highlights
No FX Fee Automatic Rebalancing Goal-Based Investing Access to Human Advisors CIPF Protected
RBC Royal Bank
RBC Royal Bank
Robo Advisor

RBC InvestEase

RateBuddy 4.4/5
Google 4.2/5
Hybrid Advice
$100
Min. Deposit
Passive Indexing
Strategy
0.11% - 0.23%
Avg. MER
Socially Responsible Investing Human Financial Advice
Key Highlights
Best for Beginners Cover Transfer Fees Bank-Owned / Big 6 Automatic Rebalancing Goal-Based Investing
Mo
CIRO CIPF
ModernAdvisor
Robo Advisor

ModernAdvisor

RateBuddy 4.0/5
$1k
Min. Deposit
Passive Indexing
Strategy
0.15% - 0.23%
Avg. MER
Socially Responsible Investing
Key Highlights
CIRO Member Automatic Rebalancing Socially Responsible Investing (SRI) CIPF Protected Mobile App (iOS & Android)
Ne
CIRO CIPF
Nest Wealth
Robo Advisor

Nest Wealth

RateBuddy 3.9/5
Google 3.0/5
$0
Min. Deposit
Passive Indexing
Strategy
~0.13% (0.06% - 0.37%)
Avg. MER
Key Highlights
CIRO Member Automatic Rebalancing Goal-Based Investing CIPF Protected Passive Indexing