FHSA vs. RRSP (HBP) Calculator
Quick, practical comparison using conservative assumptions. Update the inputs and see the net benefit.
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$
FHSA annual limit: , lifetime limit:
%
Assumptions. Simple blended tax bands; HBP repayment approximated as after-tax burden on the withdrawal. Good for directional comparison.
Benefit Breakdown (After 5 Years)
| Metric | FHSA | RRSP HBP |
|---|---|---|
| Total Contributions | $0 | $0 |
| Upfront Tax Refund | +$0 | +$0 |
| Investment Gains | +$0 | +$0 |
| HBP Repayment (after-tax cost) | +$0 | -$0 |
| Total Net Benefit | $0 | $0 |
Enter your details and press Update.
Disclaimer: For illustration only; not tax advice. Verify current CRA rules or consult a professional.