SAVE FX FEES

USD Personal Accounts

Stop paying 2.5% FX fees on every purchase. Compare the best personal accounts for holding and spending US dollars.

Simplii Financial
Simplii
Financial

Simplii USD Savings Account

Canada-wide USD
2.80%
Interest Rate
$0.00
Monthly Fee
International Money Transfers US Dollar Account
Special Offer: Earn a 2.80% standard annual rate. Send USD to the U.S. for free. No minimum balance required.
Get Started

On Simplii Financial's secure site

EQ Bank
EQ
Bank

EQ Bank US Dollar Account

Canada-wide USD
2.50%
Interest Rate
$0.00
Monthly Fee
CDIC Insured No Monthly Fees No minimum balance Online and Mobile Banking US Dollar Account
Get Started

On EQ Bank's secure site

Wealthsimple
Wealthsimple

Wealthsimple USD Savings

Canada-wide USD
Up to
3.25%
Interest Rate (Tiered)
$0.00
Monthly Fee
No Monthly Fees Self-Directed Investment Options No minimum balance Online and Mobile Banking US Dollar Account
Special Offer: Earn 2.25% to 3.25% interest. Unlock a +0.5% boost with CAD direct deposit. No minimums.
Get Started

On Wealthsimple's secure site

RBC Royal Bank
RBC
Royal
Bank

RBC U.S. High Interest eSavings

Canada-wide USD
0.25%
Interest Rate
$0.00
Monthly Fee
No Monthly Fees Online and Mobile Banking US Dollar Account
Special Offer: Free online transfers to RBC accounts. No monthly fee. $3.00 USD fee for debits exceeding 1 per month.
Get Started

On RBC Royal Bank's secure site

ATB Financial
ATB
Financial

ATB US Dollar Savings Account

Regional USD
0.25%
Interest Rate
$0.00
Monthly Fee
No Monthly Fees US Dollar Account
Get Started

On ATB Financial's secure site

Tangerine Bank
Tangerine
Bank

Tangerine US$ Savings Account

Canada-wide USD
0.10%
Interest Rate
$0.00
Monthly Fee
CDIC Insured No Monthly Fees No minimum balance US Dollar Account
Get Started

On Tangerine Bank's secure site

CIBC
CIBC

CIBC US$ Personal Account

Canada-wide USD
0.05%
Interest Rate
$0.00
Monthly Fee
CDIC Insured No Monthly Fees US Dollar Account
Get Started

On CIBC's secure site

BMO Bank of Montreal
BMO
Bank
of
Montreal

BMO U.S. Dollar Premium Rate Savings Account

Canada-wide USD
0.05%
Interest Rate
$0.00
Monthly Fee
CDIC Insured Online and Mobile Banking US Dollar Account
Get Started

On BMO Bank of Montreal's secure site

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