TD Canada Trust Accounts

TD Canada Trust

TD All-Inclusive Banking Plan

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $30.95

Welcome bonus Earn a $500 Welcome Bonus: Get $500 cash by opening by June 3, 2026 and completing two of the following by August 5, 2026: Recurring Direct Deposit, Recurring PAD, or Online Bill Payment.

TD Canada Trust

TD Unlimited Chequing Account

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $17.95

Welcome bonus Earn a $500 Welcome Bonus: Get $500 cash by opening a new TD Unlimited Chequing Account by June 3, 2026 and completing 2 of 3 qualifying conditions. Plus, pay no monthly fee for the first year (up to $215.40 value).

TD Canada Trust

TD Every Day Chequing Account

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $11.95

TD Canada Trust

TD Minimum Chequing Account

Canada-wide CAD Chequing Account

Interest rate 0.00%

Monthly fee $3.95

TD Canada Trust

TD Student Chequing Account

Canada-wide CAD Chequing Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Earn a $125 Welcome Bonus: Get $125 when you open a TD Student Chequing Account. Plus, save $60/year on Overdraft Protection fees and get international transfer fee rebates for 12 months.

Special offer Youth & Parent Offer: Get up to $75 in value ($50 cash + $25 Walmart Gift Card) when opening a new account for a child or teen by June 29, 2026. Conditions apply.

TD Canada Trust

TD U.S. Daily Interest Chequing Account

Canada-wide USD Chequing Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Borderless Plan

Canada-wide USD Chequing Account

Interest rate (tiered) Up to 0.00% Rate varies based on balance.

Monthly fee $4.95

TD Canada Trust

TD ePremium Savings Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.45% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Earn a $750 Welcome Bonus: Earn a 4% Bonus Interest Rate for 90 days on balances up to $1,000,000 when bundled with a new Chequing account. Earn a 4.00% bonus interest rate for 90 days when bundled with a new Chequing account.

TD Canada Trust

TD Growth™ Savings Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 1.50% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Earn a $750 Welcome Bonus: Get up to $750 in total value when you open a new TD Chequing and Savings bundle. Includes 4.00% bonus savings interest for 90 days plus cash bonuses up to $600. Offer ends June 3, 2026.

TD Canada Trust

TD Every Day Savings Account

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

Welcome bonus Earn a $750 Welcome Bonus: Earn a 4% Bonus Interest Rate for 90 days on balances up to $1,000,000 when bundled with a new Chequing account. Earn a 4.00% bonus interest rate for 90 days when bundled with a new Chequing account.

TD Canada Trust

TD High Interest TFSA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.30% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding TFSA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.20% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding FHSA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.05% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding RRSP / RRIF

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Daily Interest RSP / LIRA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Daily Interest RIF / RESP

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD High Interest TFSA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.30% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding TFSA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.20% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding FHSA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.05% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding RRSP / RRIF

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Daily Interest RSP / LIRA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Daily Interest RIF / RESP

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Multi-Holding RRSP / RRIF

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Daily Interest RIF / RESP

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD Canada Trust

TD Daily Interest RSP / LIRA

Canada-wide CAD Savings Account

Interest rate (tiered) Up to 0.01% Rate varies based on balance.

Monthly fee $0.00

TD
Canada
Trust

CDIC Insured

TD Special Offer GIC (Cashable)

Cashable TFSA Eligible RRSP Eligible FHSA Eligible

1.80%

Interest Rate

3 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

1.80%

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TD
Canada
Trust

CDIC Insured

TD Special Offer GIC (Non-Cashable)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.65%

Interest Rate

14 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.65%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Special Offer GIC (Non-Cashable)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

0.25%

Interest Rate

15 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

0.25%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Special Offer GIC (Non-Cashable)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.70%

Interest Rate

18 Months

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.70%

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Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Long-Term GIC (Simple Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.60%

Interest Rate

1 Year

Term Length

$0

Min Deposit

Compounding: Simple Payout: Annually

Fixed Rate

2.60%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Long-Term GIC (Simple Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.65%

Interest Rate

2 Years

Term Length

$0

Min Deposit

Compounding: Simple Payout: Annually

Fixed Rate

2.65%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Long-Term GIC (Simple Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

3.00%

Interest Rate

5 Years

Term Length

$0

Min Deposit

Compounding: Simple Payout: Annually

Fixed Rate

3.00%

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Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Long-Term GIC (Compound Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.60%

Interest Rate

1 Year

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.60%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Long-Term GIC (Compound Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.65%

Interest Rate

2 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

2.65%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Long-Term GIC (Compound Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

3.00%

Interest Rate

5 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: At Maturity

Fixed Rate

3.00%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Short-Term GIC (Non-Cashable)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

1.80%

Interest Rate

1 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

1.80%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD Short-Term GIC (Non-Cashable)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.05%

Interest Rate

4 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

2.05%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD 1-Year Cashable GIC

Cashable TFSA Eligible RRSP Eligible FHSA Eligible

1.75%

Interest Rate

1 Year

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Fixed Rate

1.75%

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TD
Canada
Trust

CDIC Insured

TD 5-Year Stepper GIC

Cashable TFSA Eligible RRSP Eligible FHSA Eligible

0.88%

Interest Rate

5 Years

Term Length

$0

Min Deposit

Compounding: Annually Payout: Annually

Fixed Rate

0.88%

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TD
Canada
Trust

CDIC Insured

TD Canadian Banking & Utilities GIC (3-Year)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible

2.00%

Interest Rate

3 Years

Term Length

$0

Min Deposit

Compounding: At Maturity Payout: At Maturity

Fixed Rate

2.00%

View Offer

Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD U.S. Dollar GIC (Simple Interest)

Non-Redeemable USD GIC Non-Registered

3.90%

Interest Rate

1 Year

Term Length

$0

Min Deposit

Compounding: Simple Payout: Annually

Highlights: US Dollar Account

Fixed Rate

3.90%

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Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD U.S. Dollar GIC (Simple Interest)

Non-Redeemable USD GIC Non-Registered

3.70%

Interest Rate

5 Years

Term Length

$0

Min Deposit

Compounding: Simple Payout: Annually

Highlights: US Dollar Account

Fixed Rate

3.70%

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Secure application on TD Canada Trust's site

TD
Canada
Trust

CDIC Insured

TD U.S. Dollar Term Deposits

Cashable USD GIC Non-Registered

2.70%

Interest Rate

1 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.70%

View Offer

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TD
Canada
Trust

CDIC Insured

TD U.S. Dollar Term Deposits

Cashable USD GIC Non-Registered

2.95%

Interest Rate

9 Months

Term Length

$0

Min Deposit

Compounding: Simple Payout: At Maturity

Highlights: US Dollar Account

Fixed Rate

2.95%

View Offer

Secure application on TD Canada Trust's site