Mortgage Stress-Test Calculator

%
Your agreed mortgage interest rate.
%
Rate lenders use to qualify you.
Length of your loan repayment.
How often you pay your mortgage.

Quick Summary

Compare your contract-rate payment against the stress-test amount:

Payment at Contract Rate
What you pay under your agreed rate.
Stress-Test Payment
What you’d pay at the stress-test rate.
Stress-Test Result
Pass or fail your lender’s stress test.
Bar chart comparing both payments.