Minimum Down Payment & CMHC Premium Calculator

Enter the cash you plan to put down.

Quick Summary

Based on Canadian guidelines and CMHC rules:

Minimum Required Down Payment
Computed per CMHC regulations.
Your Down Payment (%)
Percentage of purchase price.
CMHC Insurance Rate
Applies if DP < 20%.
CMHC Insurance Premium
Amount added to your mortgage.
Total Mortgage Amount
Mortgage + insurance premium.
Breakdown: Down Payment vs. Insurance vs. Mortgage