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Neo Financial
Secured United® MileagePlus® Neo World Elite® Mastercard
Welcome-offer value
Advertised value estimate, subject to eligibility and provider requirements
$375
Estimated rewards from spending
Based on $1,500 in monthly spending
$162
First-year annual fee
Fee charged during the first year
$89
Estimated first-year card value
Welcome value + spending rewards − first-year fee
$448
View spending and reward-rate details
| Spending category | Monthly spend | Rate | Annual value |
|---|---|---|---|
| Groceries | $450 | 1% | $54 |
| Dining | $300 | 1% | $36 |
| Gas and transit | $150 | 0.75% | $13.50 |
| Travel | $75 | 1.25% | $11.25 |
| Recurring bills | $75 | 0.75% | $6.75 |
| Other purchases | $450 | 0.75% | $40.50 |
This is an estimate, not a guaranteed cash return. Actual value depends on spending, eligibility, redemption choices and meeting the provider’s offer terms. Reward rates are treated as estimated cash-equivalent percentages.
Earn up to 25,000 MileagePlus miles (5,000 miles on card activation and first transaction and 15,000 miles when you spend $3,000 net of refunds within 3 months of application)
Details
Earn 5,000 miles on your first purchase, 15,000 miles after spending $3,000 in your first 3 months, and an annual 5,000-mile renewal bonus every year your account stays open.
