Travel Rewards
Turn your daily expenses into your next vacation. Compare cards with high earn rates and travel insurance.
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While we strive to scan the entire market, the financial world is massive. We might not list every single credit union or local bank in existence. However, we work tirelessly to present the most competitive offers available in Canada.
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Our opinions are our own. If a card has a terrible fee, we’ll tell you. If a bank has a glitchy app, we’ll warn you. Our loyalty is to your wallet, because if you don't trust us, you won't come back. And we really want you to come back.
Compare Top Travel Rewards Cards
Comparing results based on your preferences.
TD Canada Trust
Scotiabank
TD Canada Trust
Scotiabank
TD Canada Trust
BMO Bank of Montreal
TD Canada Trust
BMO Bank of Montreal
TD Canada Trust
American Express(Canada)
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Rogers Bank
CIBC
American Express(Canada)
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BMO Bank of Montreal
Desjardins Group
PC Financial
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Maximize Your Potential
Why use a generic card? Choosing a card that aligns with your spending habits could help you earn more value over time.
Math. Not Marketing.
We calculate the true value to save you every penny.
Data-Driven Logic
Rankings based on hard numbers (fees vs rewards), not advertising budgets.
100% Unbiased
We highlight the "gotchas" and fees just as clearly as the perks.
Direct & Secure
No data harvesting. We send you straight to the bank's secure official site.
Upgrade Your Travel Experience
The right travel card does more than just earn points—it protects your trip, saves you fees, and upgrades your comfort level.
Comprehensive Trip Protection
Travel cards often include valuable insurance suites that would cost significant money to purchase separately. Coverage like Trip Cancellation, Flight Delay, and Lost Baggage insurance protects your financial investment if things go wrong. Importantly, many cards also include Travel Medical insurance, which is essential for Canadians traveling abroad. You can also decline the expensive collision insurance at rental car counters, relying on your card instead. This coverage alone can justify an annual fee.
Foreign Currency Savings
Savvy travelers specifically look for cards with "No Foreign Transaction Fees." Standard credit cards charge a 2.5% surcharge on every non-Canadian currency purchase, which adds up quickly on a trip. By using a No-FX card, you save that fee on every meal, hotel, and souvenir you buy abroad. For a $2,000 trip spend, that is $50 kept in your pocket. It ensures you get the real exchange rate, not an inflated one.
Airport Luxury & Comfort
Premium travel cards unlock access to airport lounges worldwide through programs like DragonPass or Priority Pass. Instead of waiting at a crowded gate, you can relax in a quiet lounge with complimentary food, drinks, and Wi-Fi. Some cards also offer benefits like priority security screening at Canadian airports or Nexus application fee rebates. These perks transform the most stressful parts of travel into a comfortable, VIP experience. It makes the journey as enjoyable as the destination.
Crunch The Numbers
See exactly how much you can save, earn, or pay off.
Explore the Ecosystem
Discover more ways to save, earn, and optimize your wallet.
Explore other possibilities.
Travel Rewards is great, but sometimes a different card fits your lifestyle better. Use our Smart Finder to see what else you qualify for.
Cash Back
Simple, flexible earnings.
No Annual Fee
Great value, zero cost.
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Frequently Asked Questions
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Disclaimer: Information is for educational purposes only and does not constitute financial or legal advice. Terms subject to change by issuers.
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