Budget Planner

Budget Planner & Money Coach

A simple way to plan your month: set your budget, add expenses, and see what to adjust next. Your data stays in your browser.

How to use this
  1. Set your monthly budget.
  2. Add expenses as they happen.
  3. Review your remaining amount, advisor tips, and category trends.
Privacy note
Information entered into this planner is stored locally in your browser on this device so it remains available between visits. RateBuddy does not store this information. Your entries stay local in your browser on this device.
This planner is for educational and planning purposes and does not provide personalized financial advice.

Start here

Follow these in order to make the planner useful quickly.

You can come back and update everything anytime.
1

Set your monthly budget

Enter the total amount you want to manage this month.

2

Add your expenses

Track spending by category so your summaries become meaningful.

3

Review the guidance

Use the advisor and playbooks to see what to improve next.

See Guidance
Monthly Budget
$0.00
Spent so far
$0.00
Remaining
$0.00
Savings pace

Monthly progress

See how much of your budget has already been used.

0%

Advisor

This section explains what your numbers are saying and suggests practical next steps.

Start by setting a budget and adding a few expenses. Guidance will appear here.

Suggested next steps

Quick playbooks

These shortcuts can help you tighten your plan faster.

Safe to spend today
On pace to save
Goal status No goal set

Transactions

Add and review the expenses driving your monthly totals.

No transactions added yet.

Spending by category

No spending to show yet.

Category budgets

Optional spending limits for the categories you want to watch more closely.

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