Rates, Fees & Terms
| Rate Type | Fixed |
| Typical APR | 8.99% |
| Loan Amounts | $1,000 - $35,000 |
| Available Terms | 36 to 60 months |
| Origination Fee | 0% |
| Admin/Flat Fee | $0 |
| Avg. Funding Time | 5 Days |
Eligibility Requirements
| Minimum Income | $35,000/yr |
| Credit Score Required | 600 |
| Minimum Age | 18 years old |
| Residency Status | Canadian Resident |
Included Features
Representative Example: For example, the average borrowing cost paid on a $10,000 unsecured personal loan at an APR of 19.99%, with a 3-year term and weekly payments of $85.36 is $3,301.20.
Legal Disclaimer: Legal Disclaimer: *goPeer offers unsecured personal loans in Canada from $1,000 to $35,000, with 3- or 5-year terms and APRs ranging from 8.99% to 34.99%. Your actual rate, loan amount, and eligibility depend on your credit profile, income, debt-to-income ratio, province, and goPeer’s underwriting criteria. Minimum requirements include being 18+, a Canadian resident, having a Canadian bank account, a 600+ credit score, annual income of at least $35,000, debt-to-income ratio below 35%, no bankruptcy within the past 12 months, and at least 3 credit trades. Pre-qualification does not impact your credit score, but applying does not guarantee approval or funding. Fees may apply, including an origination fee included in the APR and applicable missed or unsuccessful payment fees. Once approved and accepted, loans are listed for investor funding, and funds are typically advanced within 1–4 business days after funding. Conditions apply.
