Offer summary
First year annual fee rebate (up to $150) on select credit cards, plus Trade 1 Get 1 Free at Scotia iTRADE.
Chequing Account
CAD
CDIC Insured
Scotiabank
Preferred Package
Our most popular banking package for your everyday banking needs with unlimited transactions and a first-year credit card fee rebate.
Interest rate
Not listed
Monthly fee
$16.95/mo
Transactions
Not listed
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$16.95/mo
Fee-waiver balance$4,000
Minimum deposit$0
Maximum depositNot listed
Included transactionsNot listed
Bundled productNot specified
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeWaived with $4,000 minimum daily closing balance. Seniors 60+ receive a $4.00 discount. Free for first year for Newcomers. | $16.95 | Unlimited | - |
| International Money Transfer FeeSend money globally for $1.99 per transfer with Scotia International Money Transfer. | - | Per Use | $1.99 |
| Interac e-Transfer FeeUnlimited free Interac e-Transfer transactions. | - | Per Use | - |
| Out-of-Network ATM FeeFee waived on one non-Scotiabank ABM withdrawal per month in Canada. | - | Per Use | - |
| Per-Transaction FeeUnlimited debit transactions. | - | Per Use | - |
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Unlimited Transactions
Welcome Bonus Offer
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
Apple Pay Support
Google Pay Support
International Money Transfers
International Money Transfers
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
Newcomers
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with Scotiabank before opening the account.