SENIOR DISCOUNTS

Best Accounts for Seniors

Enjoy the perks of retirement. Compare accounts offering seniors discounts, free paper statements, and waived monthly fees.

Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years.
KOHO
KOHO

KOHO Everything Plan

Canada-wide CAD Savings Account
3.50%
Interest Rate
$22.00
Monthly Fee
No Foreign Transaction Fees Earn interest Discount on Credit Building Early Payroll Direct Deposit Cash Advance up to $250
Features: Eligible for CDIC Protection
Welcome Bonus: RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 3.50% interest, plus 2% unlimited cash back on groceries, transportation, food & drinks. Terms apply.
Special Offer: For a limited time Join KOHO’s 10 Years of Groceries Giveaway. New users who sign up and fund their KOHO account can be entered for a chance to win $500/month for 10 years — a total prize value of $60,000. Contest ends July 31, 2026. No purchase necessary. Terms apply.
Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years toward groceries.
Get Started

On KOHO's secure site

RateBuddy Pick: Best High-Interest Chequing Account
KOHO
KOHO

KOHO Everything Plan

Canada-wide CAD Chequing Account
3.50%
Interest Rate
$22.00
Monthly Fee
No Foreign Transaction Fees Earn interest Discount on Credit Building Early Payroll Direct Deposit Cash Advance up to $250
Features: Eligible for CDIC Protection
Welcome Bonus: RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 3.50% interest, plus 2% unlimited cash back on groceries, transportation, food & drinks. Terms apply.
Special Offer: Join KOHO’s 10 Years of Groceries Giveaway for a limited time. New users who sign up and fund their KOHO account can be entered for a chance to win $500/month for 10 years — a total prize value of $60,000. Contest ends July 31, 2026. No purchase necessary. Terms apply.
Open and fund your KOHO account for a chance to win $60,000 toward groceries.
Get Started

On KOHO's secure site

Neo Financial
Neo
Financial

Neo Savings Account

Canada-wide CAD Savings Account
Up to
3.00%
Interest Rate (Tiered)
$0.00
Monthly Fee
No Monthly Fees Unlimited Transactions Joint Account Option No minimum balance Online and Mobile Banking
Features: No minimum deposit requirements, Telephone Banking, eStatement and eNotifications, Earn interest, Eligible for CDIC deposit protection
Special Offer: Earn 3%* interest to grow your savings. Reach your savings goals faster.
Get Started

On Neo Financial's secure site

Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years.
KOHO
KOHO

KOHO Extra Plan

Canada-wide CAD Savings Account
2.50%
Interest Rate
$18.00
Monthly Fee
No Foreign Transaction Fees Earn interest Discount on Credit Building Early Payroll Direct Deposit Cash Advance up to $250
Features: Eligible for CDIC Protection
Welcome Bonus: RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 2.50% interest, plus 1.5% unlimited cash back on groceries, transportation, food & drinks. Terms apply.
Special Offer: For a limited time Join KOHO’s 10 Years of Groceries Giveaway. New users who sign up and fund their KOHO account can be entered for a chance to win $500/month for 10 years — a total prize value of $60,000. Contest ends July 31, 2026. No purchase necessary. Terms apply.
Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years toward groceries.
Get Started

On KOHO's secure site

Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years.
KOHO
KOHO

KOHO Extra Plan

Canada-wide CAD Chequing Account
2.50%
Interest Rate
$18.00
Monthly Fee
No Foreign Transaction Fees Earn interest Discount on Credit Building Early Payroll Direct Deposit Cash Advance up to $250
Features: Eligible for CDIC Protection
Welcome Bonus: RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 2.50% interest, plus 1.5% unlimited cash back on groceries, transportation, food & drinks. Terms apply.
Special Offer: Join KOHO’s 10 Years of Groceries Giveaway for a limited time. New users who sign up and fund their KOHO account can be entered for a chance to win $500/month for 10 years — a total prize value of $60,000. Contest ends July 31, 2026. No purchase necessary. Terms apply.
Open and fund your KOHO account for a chance to win $60,000 toward groceries.
Get Started

On KOHO's secure site

Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years.
KOHO
KOHO

KOHO Essential Plan

Canada-wide CAD Chequing Account
2.00%
Interest Rate
$0.00
Monthly Fee
No Foreign Transaction Fees Discount on Credit Building Early Payroll Direct Deposit Cash Advance up to $250 Eligible for CDIC Protection
Welcome Bonus: RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 2.00% interest, plus 1% cash back on groceries, transportation, food & drinks. Terms apply.
Special Offer: Join KOHO’s 10 Years of Groceries Giveaway for a limited time. New users who sign up and fund their KOHO account can be entered for a chance to win $500/month for 10 years — a total prize value of $60,000. Contest ends July 31, 2026. No purchase necessary. Terms apply.
Open and fund your KOHO account for a chance to win $60,000 toward groceries.
Get Started

On KOHO's secure site

Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years.
KOHO
KOHO

KOHO Essential Plan

Canada-wide CAD Savings Account
2.00%
Interest Rate
$0.00
Monthly Fee
No Foreign Transaction Fees Discount on Credit Building Early Payroll Direct Deposit Cash Advance up to $250 Eligible for CDIC Protection
Welcome Bonus: RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 2.00% interest, plus 1% cash back on groceries, transportation, food & drinks. Terms apply.
Special Offer: For a limited time Join KOHO’s 10 Years of Groceries Giveaway. New users who sign up and fund their KOHO account can be entered for a chance to win $500/month for 10 years — a total prize value of $60,000. Contest ends July 31, 2026. No purchase necessary. Terms apply.
Sign up and fund your KOHO account to be entered for a chance to win $500/month for 10 years toward groceries.
Get Started

On KOHO's secure site

Neo Financial
Neo
Financial

Neo Chequing account

Canada-wide CAD Chequing Account
0.10%
Interest Rate
$0.00
Monthly Fee
No Monthly Fees Unlimited Transactions Free Interac e-Transfers No minimum balance Online and Mobile Banking
Features: No minimum deposit requirements, eStatement and eNotifications, Earn interest, Free everyday transactions, ATM access across Canada
Special Offer: Earn up to 15% cashback¹ when you shop with Neo partners. Instant access to your virtual Neo Money™ card, accepted anywhere Mastercard is.
Get Started

On Neo Financial's secure site

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