RateBuddyBanking guide
24-MONTH TERM
Compare 2-Year GIC Rates
- Rates & fees
- Features & eligibility
Give a two-year commitment a place in your plan
A two-year GIC gives you a specific date to plan around, which can be useful for money earmarked for a future expense. The choice still needs to work with your wider finances. Compare rates, minimum deposits and interest payments, then review early access and renewal conditions before committing funds for 24 months.
What to look for when comparing
- Rates for a twenty-four-month term
- Deposit requirements and interest timing
- Conditions for early access
- Renewal instructions at the end of term
RateBuddyOFFERS AT A GLANCE
Best Banking Offers — October 2026
Compare 2-Year GIC Rates — October 2026
Last updated
Compare the available options below, keeping rates for a twenty-four-month term in mind. Review each account’s details and offer conditions before deciding.
TD
Canada
Trust
CDIC Insured
TD Long-Term GIC (Compound Interest)
Non-Redeemable
TFSA Eligible
RRSP Eligible
FHSA Eligible
2.65%
Interest Rate
2 Years
Term Length
$0
Min Deposit
Compounding: Annually
Payout: At Maturity
TD
Canada
Trust
CDIC Insured
TD Long-Term GIC (Simple Interest)
Non-Redeemable
TFSA Eligible
RRSP Eligible
FHSA Eligible
2.65%
Interest Rate
2 Years
Term Length
$0
Min Deposit
Compounding: Simple
Payout: Annually
See Your Guaranteed Return
A GIC offers a fixed interest rate, meaning your return is guaranteed. There is zero market risk.
Use this tool to see exactly how much interest you'll earn and what your investment will be worth at maturity.
Your Investment
$
%
Your Guaranteed Return
Final Value at Maturity
$0
Year-by-Year Breakdown
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