Chequing Account CAD CDIC Insured
BMO Bank of Montreal

BMO AIR MILES® Chequing Account

Earn AIR MILES rewards even faster. Get unlimited transactions and earn Miles on every purchase.

Interest rate Not listed
Monthly fee $17.95/mo
Transactions Unlimited
Minimum deposit $0
CURRENT OFFERS

Promotions and account value

Additional promotion

Special Pricing: Seniors pay $13.95/mo.

EARNINGS

Rates and interest details

A specific interest rate is not currently listed for this product.

COSTS

Fees and account limits

Monthly fee$17.95/mo
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNot specified

Detailed fee schedule

FeeAmountFrequency or allowanceAdditional use
Overdraft Protection FeeStandard Overdraft Protection is $5/month. - Unlimited -
ACCOUNT EXPERIENCE

Features and benefits

Unlimited Transactions

Unlimited transactions & Interac e-Transfers.

Online and Mobile Banking

BMO Family Bundle: Invite family members to open their own private accounts with no monthly fees.

CDIC Insured

Eligible for CDIC Insurance.

WHO CAN APPLY

Eligibility and access

Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified

CDIC Insured: Eligible for CDIC Insurance.

Seniors
COVERAGE

Registration, networks and availability

Registration options

  • NONREGNon-Registered
IMPORTANT INFORMATION

Terms and disclosures

Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with BMO Bank of Montreal before opening the account.

Product information last reviewed or updated Mar 12, 2026.