Built in Canada
BUILT IN CANADA
The ultimate KOHO experience. Maximize your interest and cash back while paying zero foreign transaction fees abroad.
RateBuddy Exclusive Offer: New KOHO members can earn 5% interest for 3 months with promo code RB5S26. Up to $100 interest earned; eligible transactions only. After the promo period, continue earning 3.50% interest, plus 2% unlimited cash back on groceries, transportation, food & drinks. Terms apply.
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Per-Transaction Fee0% Foreign Transaction (FX) fees on international purchases. No NSF fees. No account inactivity fees. | - | Per Use | - |
Indicates that eligible funds or deposits may qualify for CDIC protection through a CDIC member institution, subject to CDIC limits and conditions.
Free Credit Score
Online and Mobile Banking
CDIC Eligible: Indicates that eligible funds or deposits may qualify for CDIC protection through a CDIC member institution, subject to CDIC limits and conditions.
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with KOHO before opening the account.
Product information last reviewed or updated Aug 1, 2026.