Additional promotion
Earn up to 15% cashback¹ when you shop with Neo partners. Instant access to your virtual Neo Money™ card, accepted anywhere Mastercard is.
RateBuddy Top Pick
Chequing Account
CAD
Neo Financial
Neo Chequing account
Flexible, everyday account to manage day-to-day expenses. With no monthly fees and free everyday transactions, pay bills, send Interac e-Transfers®, use any ATM in Canada, and set up direct deposits, all while earning cashback on everyday spending.
Interest rate
0.1%
Monthly fee
No monthly fee
Transactions
Unlimited
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Rate option 1
0.1%
- Compounding
- Monthly
- Calculation
- Daily Closing Balance
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNo
ACCOUNT EXPERIENCE
Features and benefits
Earn interest
No Monthly Fees
Free everyday transactions
Free Interac e-Transfers
ATM access across Canada
Eligible for CDIC deposit protection
Unlimited Transactions
No minimum balance
Online and Mobile Banking
Online and Mobile Banking
No minimum deposit requirements
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNo
Students
Youth
Seniors
Newcomers
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with Neo Financial before opening the account.
Product information last reviewed or updated Jul 14, 2026.