Welcome offer $100 value
Get $100 in PC Optimum™ points when you open an account.
Chequing Account
CAD
CDIC Insured
PC Financial
PC Money™ Account
A no-fee everyday hybrid account that rewards you with PC Optimum™ points on your spending and everyday banking, while earning a high interest rate on your savings.
Interest rate
2.2%
Monthly fee
No monthly fee
Transactions
Not listed
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Rate option 1
2.2%
- Compounding
- Monthly
- Calculation
- Daily Closing Balance
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsNot listed
Bundled productNo
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Per-Transaction FeeNo foreign exchange transaction fees for shopping abroad. | - | Per Use | - |
ACCOUNT EXPERIENCE
Features and benefits
No Monthly Fees
No monthly fees.
Free Interac e-Transfers
Free Interac e-Transfers.
Welcome Bonus Offer
Welcome Bonus: Get $100 in PC Optimum™ points when opening.
No minimum balance
No minimum balance required to earn points or interest.
Online and Mobile Banking
Full digital banking with mobile wallet support (Apple Pay / Google Pay).
CDIC Insured
President’s Choice Bank is a member of the CDIC (eligible for up to $100k coverage).
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: President’s Choice Bank is a member of the CDIC (eligible for up to $100k coverage).
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with PC Financial before opening the account.