Offer summary
1st Year Free + 15,000 Avion Points (Online)
Chequing Account
CAD
CDIC Insured
RBC Royal Bank
RBC Day to Day Banking
The essentials. 12 debits per month (unlimited e-Transfers, self-serve, transit, and Virtual Visa Debit). $0/mo for Seniors, Indigenous Peoples, and RDSP Beneficiaries. Earn 1 Avion point for every $10 spent on debit.
Interest rate
Not listed
Monthly fee
$4/mo
Transactions
12/month
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$4/mo
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactions12/month
Bundled productNo
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Overdraft Usage Fee$5/month for overdraft protection (plus interest) | $5.00 | Unlimited | - |
| Paper Statement FeeFree without cheque image, $2.50/month with cheque image | - | Unlimited | - |
| International Money Transfer FeePay no fee for U.S. and international money transfers | - | Per Use | - |
| Cross-Border Debit$1 each for cross-border debits | - | Per Use | $1.00 |
| Out-of-Network ATM Fee$2 each for non-RBC Interac ATMs in Canada | - | Per Use | $2.00 |
| PLUS System Out-of-Network ATM Fee$3 each in Canada/U.S., $5 each outside Canada/U.S. | - | Per Use | $3.00 |
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Welcome Bonus Offer
No minimum balance
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
International Money Transfers
International Money Transfers
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.