Chequing Account CAD CDIC Insured
RBC Royal Bank

RBC Signature No Limit Banking

Unlimited debits & even more. Includes 3 waived non-RBC ATM fees per month, 5 cross-border debits, and a waived overdraft protection fee. Includes 1st book of cheques free and 6 free bank drafts/year.

Interest rate Not listed
Monthly fee $16.95/mo
Transactions Unlimited
Minimum deposit $0
CURRENT OFFERS

Promotions and account value

Offer summary

Eligible for New Apple Watch Offer

Welcome offer $350 value

Get the new Apple Watch when you open this account and complete qualifying criteria. Offer ends June 1, 2026. Conditions apply.

EARNINGS

Rates and interest details

A specific interest rate is not currently listed for this product.

COSTS

Fees and account limits

Monthly fee$16.95/mo
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNot specified

Detailed fee schedule

FeeAmountFrequency or allowanceAdditional use
Overdraft Usage FeeMonthly fee waived (interest still applies) - Unlimited -
Paper Statement Fee$2.25 without cheque image, $2.50 with cheque image $2.25 Unlimited -
International Money Transfer FeePay no fee for U.S. and international money transfers - Per Use -
Cross-Border Debit5 waived per month, $1 each thereafter - Per Use -
Non-Sufficient Funds (NSF) Fee1 NSF fee rebated every calendar year - Per Use -
Out-of-Network ATM Fee3 waived per month, $2 each thereafter - Per Use -
PLUS System Out-of-Network ATM Fee$3 each in Canada/U.S., $5 each outside Canada/U.S. - Per Use $3.00
ACCOUNT EXPERIENCE

Features and benefits

Free Interac e-Transfers

Unlimited Transactions

Welcome Bonus Offer

Access to No-Fee ATM Network

Mobile Cheque Deposit

Online and Mobile Banking

Online and Mobile Banking

Overdraft Protection Available

CDIC Insured

International Money Transfers

International Money Transfers

WHO CAN APPLY

Eligibility and access

Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified

CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.

Students Seniors Newcomers
IMPORTANT INFORMATION

Terms and disclosures

Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.

Product information last reviewed or updated Mar 12, 2026.