Offer summary
Eligible for New Apple Watch Offer
Built in Canada
Unlimited debits & even more. Includes 3 waived non-RBC ATM fees per month, 5 cross-border debits, and a waived overdraft protection fee. Includes 1st book of cheques free and 6 free bank drafts/year.
Eligible for New Apple Watch Offer
Get the new Apple Watch when you open this account and complete qualifying criteria. Offer ends June 1, 2026. Conditions apply.
A specific interest rate is not currently listed for this product.
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Overdraft Usage FeeMonthly fee waived (interest still applies) | - | Unlimited | - |
| Paper Statement Fee$2.25 without cheque image, $2.50 with cheque image | $2.25 | Unlimited | - |
| International Money Transfer FeePay no fee for U.S. and international money transfers | - | Per Use | - |
| Cross-Border Debit5 waived per month, $1 each thereafter | - | Per Use | - |
| Non-Sufficient Funds (NSF) Fee1 NSF fee rebated every calendar year | - | Per Use | - |
| Out-of-Network ATM Fee3 waived per month, $2 each thereafter | - | Per Use | - |
| PLUS System Out-of-Network ATM Fee$3 each in Canada/U.S., $5 each outside Canada/U.S. | - | Per Use | $3.00 |
Online and Mobile Banking
International Money Transfers
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.