Chequing Account USD CDIC Insured
RBC Royal Bank

RBC U.S. Personal Banking

For frequent U.S. travelers. Avoid the exchange and keep U.S. Dollars on hand. Includes 6 debits per month. Optional $5,000 overdraft protection. Note: PLUS System ATMs and Cross-Border debits are not available with this account.

Interest rate Not listed
Monthly fee $3/mo
Transactions 6/month
Minimum deposit $0
EARNINGS

Rates and interest details

A specific interest rate is not currently listed for this product.

COSTS

Fees and account limits

Monthly fee$3/mo
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactions6/month
Bundled productNot specified

Detailed fee schedule

FeeAmountFrequency or allowanceAdditional use
Overdraft Usage Fee$5 USD per month plus applicable interest $5.00 Unlimited -
Paper Statement FeeFree without cheque image, $2.50 USD/month with cheque image - Unlimited -
Debits Exceeding Monthly Limits$1.25 USD for each debit exceeding the 6 per month limit - Per Use $1.25
ACCOUNT EXPERIENCE

Features and benefits

Online and Mobile Banking

Online and Mobile Banking

Overdraft Protection Available

CDIC Insured

US Dollar Account

eStatement and eNotifications

WHO CAN APPLY

Eligibility and access

Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified

CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.

IMPORTANT INFORMATION

Terms and disclosures

Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.

Product information last reviewed or updated Mar 12, 2026.