Offer summary
Eligible for New Apple Watch Offer
Chequing Account
CAD
CDIC Insured
RBC Royal Bank
RBC VIP Banking
All-inclusive banking. Unlimited worldwide debits, free global ATMs, free cross-border debits, and up to $120 credit card rebate. Includes 2 CAD accounts + 1 USD account. Free personalized cheques, 12 free bank drafts, and free stop payments. $22.50/mo for Seniors.
Interest rate
Not listed
Monthly fee
$30/mo
Transactions
Unlimited
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$30/mo
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productYes
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Overdraft Usage FeeMonthly fee waived (interest still applies) | - | Unlimited | - |
| International Money Transfer FeePay no fee for U.S. and international money transfers | - | Per Use | - |
| Cross-Border DebitFree worldwide | - | Per Use | - |
| Non-Sufficient Funds (NSF) Fee1 NSF fee rebated every calendar year | - | Per Use | - |
| Out-of-Network ATM FeeFree worldwide | - | Per Use | - |
| PLUS System Out-of-Network ATM FeeFree worldwide (RBC fees waived) | - | Per Use | - |
| Stop Payment FeeFree stop payments | - | Per Use | - |
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Unlimited Transactions
Welcome Bonus Offer
Access to No-Fee ATM Network
No minimum balance
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
International Money Transfers
International Money Transfers
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNo
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.