Additional promotion
Send money globally for $1.99 with Scotia International Money Transfer.
Chequing Account
CAD
CDIC Insured
Scotiabank
Basic Plus Bank Account
A basic account with value-added features including up to 25 free debit transactions per month.
Interest rate
Not listed
Monthly fee
$11.95/mo
Transactions
25/month
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$11.95/mo
Fee-waiver balance$3,000
Minimum deposit$0
Maximum depositNot listed
Included transactions25/month
Bundled productNot specified
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeWaived with $3,000 minimum daily closing balance for the entire month. Seniors 60+ receive a $4.00 discount. | $11.95 | Unlimited | - |
| International Money Transfer FeeSend money globally for $1.99 per transfer with Scotia International Money Transfer. | - | Per Use | $1.99 |
| Interac e-Transfer FeeFree Interac e-Transfer transactions. | - | Per Use | - |
| Per-Transaction Fee25 free debit transactions per month. | - | Per Use | - |
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
Apple Pay Support
Google Pay Support
International Money Transfers
International Money Transfers
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with Scotiabank before opening the account.