Offer summary
Premium perks including credit card fee rebates, free global ABM withdrawals, and free personalized cheques.
Chequing Account
CAD
CDIC Insured
Scotiabank
Ultimate Package
Our award-winning banking package that offers premium perks including unlimited transactions, free global ATM withdrawals, and Scene+ points.
Interest rate
Not listed
Monthly fee
$30.95/mo
Transactions
Not listed
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$30.95/mo
Fee-waiver balance$6,000
Minimum deposit$0
Maximum depositNot listed
Included transactionsNot listed
Bundled productNot specified
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeWaived with $6,000 minimum daily closing balance or $30,000 combined balance with a MomentumPLUS Savings Account. Seniors 60+ receive a $7.00 discount. | $30.95 | Unlimited | - |
| Overdraft Usage FeeNo Overdraft Protection fee (interest still applies). | - | Unlimited | - |
| International Money Transfer FeeUnlimited no fee Scotia International Money Transfers. | - | Per Use | - |
| Interac e-Transfer FeeUnlimited free Interac e-Transfer transactions. | - | Per Use | - |
| Out-of-Network ATM FeeUnlimited free Global non-Scotiabank ABM withdrawals. | - | Per Use | - |
| Per-Transaction FeeUnlimited debit transactions. | - | Per Use | - |
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Unlimited Transactions
Welcome Bonus Offer
Access to No-Fee ATM Network
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
Apple Pay Support
Google Pay Support
International Money Transfers
International Money Transfers
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with Scotiabank before opening the account.