Welcome offer $500 value
Get $500 cash by opening by June 3, 2026 and completing two of the following by August 5, 2026: Recurring Direct Deposit, Recurring PAD, or Online Bill Payment.
Chequing Account
CAD
CDIC Insured
TD Canada Trust
TD All-Inclusive Banking Plan
Experience premium banking. Includes unlimited transactions, an annual fee rebate on select TD credit cards (up to $139), a free small safety deposit box, free personalized cheques, and no TD fees at non-TD ATMs globally. Seniors (60+) receive a discounted monthly fee of $22.45.
Interest rate
Not listed
Monthly fee
$30.95/mo
Transactions
Unlimited
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$30.95/mo
Fee-waiver balance$6,000
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNot specified
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeWaived with $6,000 minimum daily balance. Seniors over 60 pay $22.45. | $30.95 | Unlimited | - |
| Overdraft Usage Fee$5 fee/month plus 21% annual interest on the overdraft balance. | $5.00 | Unlimited | - |
| Paper Statement FeeNo fee for paper statements. | - | Unlimited | - |
| Non-Sufficient Funds (NSF) FeeNon-Sufficient Funds (NSF) Fee. | - | Per Use | $10.00 |
| Out-of-Network ATM FeeNo fee for Non-TD ATM Transactions in Canada, U.S., Mexico, or Foreign ATMs. | - | Per Use | - |
| Per-Transaction FeeUnlimited transactions. | - | Per Use | - |
| Stop Payment FeeStop payment: $25 in branch/phone, $12.50 online/app. | - | Per Use | $12.50 |
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Unlimited Transactions
Welcome Bonus Offer
Access to No-Fee ATM Network
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
Apple Pay Support
Google Pay Support
International Money Transfers
International Money Transfers
Telephone Banking
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessYes
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with TD Canada Trust before opening the account.