Chequing Account
USD
CDIC Insured
TD Canada Trust
TD Borderless Plan
Standard day-to-day transaction accounts for personal use.
Rate up to
0%
Monthly fee
$4.95/mo
Transactions
Unlimited
Minimum deposit
$0
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
Balance-tier schedule
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0+ | 0% | — | Standard eligibility applies |
COSTS
Fees and account limits
Monthly fee$4.95/mo
Fee-waiver balance$3,000
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNot specified
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance Fee$4.95 ($1.95 with TD All-Inclusive Banking Plan or $0 with a minimum daily account balance of $3,000). | $4.95 | Unlimited | - |
| Overdraft Usage Fee$0 fee/month plus 21% annual interest on the overdraft balance. | - | Unlimited | - |
| Paper Statement Fee$2 paper statement fee. | $2.00 | Unlimited | - |
| Non-Sufficient Funds (NSF) Fee$5 fee if a cheque or payment is higher than the available balance in the account. | - | Per Use | $5.00 |
| Per-Transaction FeeUnlimited transactions. | - | Per Use | - |
| Stop Payment FeeStop payment: $25 in a TD branch or via EasyLine telephone banking; $12.50 through EasyWeb Online banking or the TD app. | - | Per Use | $12.50 |
ACCOUNT EXPERIENCE
Features and benefits
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
CDIC Insured
US Dollar Account
International Money Transfers
International Money Transfers
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appNo
Online bankingNo
Branch accessNo
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with TD Canada Trust before opening the account.