Chequing Account
CAD
CDIC Insured
TD Canada Trust
TD Every Day Chequing Account
A budget-friendly account with 25 transactions per month ($1.25 each thereafter) and unlimited public transit transactions. Includes free Interac e-Transfers. Seniors (60+) receive a discounted monthly fee of $8.20.
Interest rate
Not listed
Monthly fee
$11.95/mo
Transactions
25/month
Minimum deposit
$0
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
COSTS
Fees and account limits
Monthly fee$11.95/mo
Fee-waiver balance$3,000
Minimum deposit$0
Maximum depositNot listed
Included transactions25/month
Bundled productNot specified
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeWaived with $3,000 minimum daily balance. Seniors over 60 pay $8.20. | $11.95 | Unlimited | - |
| Overdraft Usage Fee$5 fee/month plus 21% annual interest on the overdraft balance. | $5.00 | Unlimited | - |
| Paper Statement FeePaper statement fee. | $2.00 | Unlimited | - |
| Non-Sufficient Funds (NSF) FeeNon-Sufficient Funds (NSF) Fee. | - | Per Use | $10.00 |
| Out-of-Network ATM FeeNon-TD ATM Transaction Fee (Canada). | - | Per Use | $2.00 |
| Per-Transaction FeeFee applies per transaction after 25 transactions are exceeded. | - | Per Use | $1.25 |
| Stop Payment FeeStop payment: $25 in branch/phone, $12.50 online/app. | - | Per Use | $12.50 |
ACCOUNT EXPERIENCE
Features and benefits
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
Overdraft Protection Available
CDIC Insured
Apple Pay Support
Google Pay Support
International Money Transfers
International Money Transfers
Telephone Banking
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessYes
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Seniors
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with TD Canada Trust before opening the account.