Offer summary
Get up to $690 in value with the International Student Package
Built in Canada
An account designed for students and youth. Features no monthly fee, unlimited transactions, free Interac e-Transfers, and free paper statements. Uniquely, it earns interest on every dollar and includes Overdraft Protection with no monthly service fee. Available to anyone under 23, or older students with proof of full-time enrollment.
Get up to $690 in value with the International Student Package
Get $125 when you open a TD Student Chequing Account. Plus, save $60/year on Overdraft Protection fees and get international transfer fee rebates for 12 months.
Youth & Parent Offer: Get up to $75 in value ($50 cash + $25 Walmart Gift Card) when opening a new account for a child or teen by June 29, 2026. Conditions apply.
A specific interest rate is not currently listed for this product.
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0+ | 0.01% | — | Standard eligibility applies |
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeNo monthly fee. | - | Unlimited | - |
| Overdraft Usage Fee$0 fee/month plus 21% annual interest on the overdraft balance. | - | Unlimited | - |
| Paper Statement FeeNo fee for paper statements. | - | Unlimited | - |
| Non-Sufficient Funds (NSF) FeeNon-Sufficient Funds (NSF) Fee. | - | Per Use | $10.00 |
| Out-of-Network ATM FeeNon-TD ATM Transaction Fee (Canada). | - | Per Use | $2.00 |
| Per-Transaction FeeUnlimited transactions. | - | Per Use | - |
| Stop Payment FeeStop payment: $25 in branch/phone, $12.50 online/app. | - | Per Use | $12.50 |
Online and Mobile Banking
International Money Transfers
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with TD Canada Trust before opening the account.