Built in Canada
BUILT IN CANADA
A high-interest savings account with a competitive interest rate, no monthly plan fee, and unlimited self-serve transfers to your other BMO accounts.
Earn $150 when you open by June 1, 2026, deposit $10,000+ within 30 days, and maintain that balance for 90 days (must also qualify for Chequing offer). Plus, get a 12-month Walmart Delivery Pass when you sign up using your BMO Debit Mastercard.
4.50% promotional interest rate for up to 120 days on balances up to $1,000,000 when paired with a new eligible BMO chequing account.
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Per-Transaction Fee$5.00 fee applies to Withdrawals, Pre-Authorized Debits, and Branch/Associate funds transfers. Self-serve transfers to other BMO accounts are $0. | - | Per Use | - |
Set up, track, and reach goals with the BMO Savings Goals mobile feature.
Eligible for CDIC Insurance.
CDIC Insured: Eligible for CDIC Insurance.
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with BMO Bank of Montreal before opening the account.
