Earn up to 2.75% interest based on your Neo membership—2.00% with Base, 2.50% with Build, or 2.75% with Grow.
Earn Up to 2.75% Interest on Your Savings
RateBuddy Top Pick
Savings Account
CAD
Neo Financial
Neo Savings Account
A flexible, high-interest savings account. Organize your money into up to 10 personalized goals and track progress seamlessly.
Rate up to
2.75%
Monthly fee
No monthly fee
Transactions
Unlimited
Minimum deposit
$0
Ratebuddy Cash Rebate
Get $10 Ratebuddy Cash Rebate
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Rate option 1
2%
- Calculation
- Daily Closing Balance
Balance-tier schedule
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0+ | 2% | 2.5% | Neo Savings – Build Membership: |
| $0+ | 2% | 2.75% | Neo Savings – Grow Membership: |
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNo
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance Fee | - | One-Time Charge | - |
ACCOUNT EXPERIENCE
Features and benefits
Earn interest
No Monthly Fees
Eligible for CDIC deposit protection
Unlimited Transactions
No minimum balance
Online and Mobile Banking
Online and Mobile Banking
Joint Account Option
No minimum deposit requirements
Telephone Banking
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNo
Students
Youth
Seniors
Newcomers
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with Neo Financial before opening the account.
Product information last reviewed or updated Sep 22, 2026.