Offer summary
Earn 4.60% Interest for 3 Months
Savings Account
CAD
CDIC Insured
RBC Royal Bank
RBC High Interest eSavings
An online savings account offering high interest on every dollar. Includes NOMI Find & Save in the RBC Mobile App.
Rate up to
4.6%
Monthly fee
No monthly fee
Transactions
1/month
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Promotional rate
4.6%
Promotional
- Compounding
- Monthly
- Calculation
- Daily Closing Balance
- Promo duration
- 3 months
- Promo ends
- Jun 9, 2026
4.60% promotional rate for 3 months, then reverts to standard base rate.
Rate option 2
0.55%
- Compounding
- Monthly
- Calculation
- Daily Closing Balance
- Effective date
- Jun 10, 2026
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactions1/month
Bundled productNo
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Debits Exceeding Monthly Limits1 withdrawal from RBC ATM included; $5.00 for each debit thereafter | - | Per Use | $5.00 |
| Interac e-Transfer Fee$1.00 per Interac e-Transfer | - | Per Use | $1.00 |
| Out-of-Network ATM Fee$2.00 Interac Access Fee at non-RBC ATM in Canada | - | Per Use | $2.00 |
ACCOUNT EXPERIENCE
Features and benefits
No Monthly Fees
Online and Mobile Banking
Online and Mobile Banking
CDIC Insured
Telephone Banking
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.