Savings Account USD CDIC Insured
RBC Royal Bank

RBC U.S. High Interest eSavings

High daily interest on every U.S. dollar. Note: Cheques are not permitted, and Interac/PLUS ATM access is not available with this account.

Interest rate 0.25%
Monthly fee No monthly fee
Transactions 1/month
Minimum deposit $0
CURRENT OFFERS

Promotions and account value

Offer summary

0.250% High Daily Interest

Additional promotion

Free online transfers to RBC accounts. No monthly fee. $3.00 USD fee for debits exceeding 1 per month.

EARNINGS

Rates and interest details

Rate option 1 0.25%
Compounding
Monthly
Calculation
Daily Closing Balance
COSTS

Fees and account limits

Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactions1/month
Bundled productNot specified

Detailed fee schedule

FeeAmountFrequency or allowanceAdditional use
Debits Exceeding Monthly Limits$3.00 USD per debit after the 1 included transaction. Note: Cheques are not permitted. - Per Use $3.00
ACCOUNT EXPERIENCE

Features and benefits

No Monthly Fees

Online and Mobile Banking

Online and Mobile Banking

CDIC Insured

US Dollar Account

Telephone Banking

eStatement and eNotifications

WHO CAN APPLY

Eligibility and access

Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified

CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.

COVERAGE

Registration, networks and availability

Registration options

  • NONREGNon-Registered
IMPORTANT INFORMATION

Terms and disclosures

Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with RBC Royal Bank before opening the account.

Product information last reviewed or updated Mar 12, 2026.