Offer summary
4.00% Bonus Interest Rate for 90 days
Savings Account
CAD
CDIC Insured
TD Canada Trust
TD Every Day Savings Account
An entry-level savings account that earns interest calculated daily on every dollar. Includes 1 free transaction per month ($3.00 for each additional) and unlimited free transfers to your other TD deposit accounts.
Rate up to
0.01%
Monthly fee
No monthly fee
Transactions
1/month
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
Balance-tier schedule
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0+ | 0.01% | — | Standard eligibility applies |
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactions1/month
Bundled productYes
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeNo monthly fee. | - | Unlimited | - |
| Paper Statement Fee$2 paper statement fee. | $2.00 | Unlimited | - |
| Interac e-Transfer FeeInterac e-Transfer: Up to $100 is $0.50. Over $100 is $1.00. | - | Per Use | $0.50 |
| Non-Sufficient Funds (NSF) FeeNon-Sufficient Funds (NSF) Fee. | - | Per Use | $10.00 |
| Out-of-Network ATM FeeNon-TD ATM Transaction Fee (Canada). | - | Per Use | $2.00 |
| Per-Transaction Fee$3 for each extra transaction after the first 1. Transfers between TD accounts are free. | - | Per Use | $3.00 |
| Stop Payment FeeStop payment: $25 in branch/phone, $12.50 online/app. | - | Per Use | $12.50 |
ACCOUNT EXPERIENCE
Features and benefits
No Monthly Fees
Welcome Bonus Offer
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
CDIC Insured
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessYes
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Students
Newcomers
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with TD Canada Trust before opening the account.