Offer summary
4.00% Bonus Interest for 90 Days
Savings Account
CAD
CDIC Insured
TD Canada Trust
TD Growth™ Savings Account
A tiered savings account where balances over $5,000 can earn a higher "Boosted Rate". To qualify for the Boosted Rate, you must also hold an eligible premium TD Chequing account and complete 2 monthly qualifying transactions (direct deposit, PAD, or bill payment). Includes unlimited free transfers to your other TD deposit accounts, but charges $5.00 for external transactions.
Rate up to
1.5%
Monthly fee
No monthly fee
Transactions
Pay per use
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
A specific interest rate is not currently listed for this product.
Balance-tier schedule
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0 – $4,999.99 | 0% | 0% | Requires eligible TD Chequing |
| $5,000 – $9,999.99 | 0% | 0.5% | Requires eligible TD Chequing |
| $10,000 – $99,999.99 | 0.4% | 1% | Requires eligible TD Chequing |
| $100,000 – $499,999.99 | 0.55% | 1.3% | Requires eligible TD Chequing |
| $500,000+ | 0.65% | 1.5% | Requires eligible TD Chequing |
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsPay per use
Bundled productYes
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Monthly Maintenance FeeNo monthly fee. | - | Unlimited | - |
| Paper Statement Fee$2 paper statement fee. | $2.00 | Unlimited | - |
| Interac e-Transfer FeeInterac e-Transfer: Up to $100 is $0.50. Over $100 is $1.00. | - | Per Use | $0.50 |
| Non-Sufficient Funds (NSF) FeeNon-Sufficient Funds (NSF) Fee. | - | Per Use | $10.00 |
| Out-of-Network ATM FeeNon-TD ATM Transaction Fee (Canada). | - | Per Use | $2.00 |
| Per-Transaction Fee$5 for each transaction. Transfers between TD accounts are free (except by cheque/e-Transfer). | - | Per Use | $5.00 |
| Stop Payment FeeStop payment: $25 in branch/phone, $12.50 online/app. | - | Per Use | $12.50 |
ACCOUNT EXPERIENCE
Features and benefits
No Monthly Fees
Mobile Cheque Deposit
Online and Mobile Banking
Online and Mobile Banking
CDIC Insured
eStatement and eNotifications
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessYes
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with TD Canada Trust before opening the account.