Maximum Qualification Calculator

Estimate the maximum mortgage you might qualify for based on your income, debts, and typical lender guidelines (GDS and TDS ratios).

Annual Household Income ($) Your total income before tax.

Down Payment ($) The cash you have saved.

Total Monthly Debts ($) Car payments, credit cards, loans, etc.

Mortgage Rate (%) The qualifying rate.

Amortization Loan length in years.

Property Tax /yr ($) Estimated annual tax.

Heating & Utilities /mo ($) Estimated monthly cost.

Monthly Condo Fees ($) Enter 0 if not applicable.