Mortgage vs. Investment Calculator

Have extra cash each month? Use this calculator to explore whether you'd be better off putting it towards your mortgage or investing it in the market.

Your Mortgage Details
%
Your Financial Scenario
The extra cash you can either invest or prepay.
%
Your estimated average return from investments.

Which Strategy Wins?

Option 1: Prepay Mortgage

You'll be mortgage-free in .

Your home equity will be .

Option 2: Invest the Money

Your investment portfolio could be worth .

Your remaining mortgage balance will be .

Net Worth Comparison