Low Interest
Business
Alberta Businesscard
ATB Financial
Annual Fee
$65
Purchase APR
%
RateBuddy Verdict
The Good
- A personalized interest rate ensures your business gets borrowing terms tailored to its credit profile.
- The low 3% minimum monthly payment helps businesses weather months with slower receivables.
- Provides solid foundational insurances (Purchase Assurance, Extended Warranty, Car Rental CDW) missing from the Agri-Industry version.
The Trade-offs
- Offers no cash back or rewards points for your business spending.
- The annual fee doubles to $130 if your business requires a credit limit over $50,000.
Rewards & Earnings
Base Rate 0.00%
Rewards Summary: No rewards; This card is designed to help manage business cash flow with a personalized low interest rate.
- All Purchases: No rewards points or cashback earned
Welcome Bonus Details
Features & Benefits
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Common Carrier Accident Insurance
Car Rental & Common Carrier AD&D included
Employee Cards
$35 per supplemental card
Additional Perks
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Insurance Coverage
Car Rental Collision Damage Waiver
Included (See certificate for limits)
Car Rental & Common Carrier AD&D
Accidental Death and Dismemberment included for car rentals and common carriers
Purchase Assurance
Protects purchases against damage or theft
Extended Warranty
Extends the original manufacturer warranty
Travel Assistance
Included
Rates & Fees Details
| Purchase APR | % |
|---|---|
| Cash Advance APR | % |
| Annual Fee | $65 |
| Supplementary Card | $35.00 |
| Foreign Tx Fee | 2.90% |
| Income Required | No specific requirement listed. |