Alberta Rewards Businesscard
Travel Rewards Business Rewards

Alberta Rewards Businesscard

ATB Financial ATB Financial
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Annual Fee $120
Purchase APR 19.90%
Cash Advance 19.90%

RateBuddy Verdict

The Good
  • The flat 1.5x earning rate across all purchases is incredibly efficient for businesses with diverse spending habits.
  • Includes a top-tier suite of travel insurances (like emergency medical and trip cancellation) rarely seen on standard business cards.
  • Offers a low 3% minimum monthly payment, giving small businesses flexibility with their cash flow.
The Trade-offs
  • The $120 annual fee and $49 supplementary card fees can add up quickly for larger teams.
  • Does not feature accelerated reward categories (like gas or office supplies) to maximize points on specific high-spend areas.

Rewards & Earnings

Groceries 1.50%
Dining 1.50%
Gas 1.50%
Travel 1.50%
Recurring Bills 1.50%
Base Rate 1.50%
Rewards Summary: Earn a flat 1.5 rewards points for every $1 spent on all eligible business purchases with no limits, tiers, or expiry dates.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Travel Medical Insurance
Travel Emergency Medical included
Car Rental Collision/Loss Damage Waiver
Car Rental CDW & AD&D included
Trip Cancellation/Interruption Insurance
Trip Interruption & Cancellation included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Flight Delay Insurance
Flight Delay insurance included
Baggage Delay/Loss Insurance
Delayed Luggage insurance included
Hotel/Motel Burglary Insurance
Hotel/Motel Burglary included
Higher Earning on Business Categories
Flat 1.5x points on all business spend

Insurance Coverage

Comprehensive coverage: Travel Emergency Medical, Trip Interruption/Cancellation, Flight Delay, Delayed Luggage, Car Rental (CDW & AD&D), Hotel/Motel Burglary, Purchase Assurance, and Extended Warranty.

Rates, Fees & Eligibility

Purchase APR19.90%
Cash Advance APR19.90%
Annual Fee$120
Supplementary Card Fee$49
Foreign Transaction Fee2.90%
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards Business Rewards
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