Travel Rewards
Business
Rewards
Alberta Rewards Businesscard
ATB Financial
Annual Fee
$120
Purchase APR
19.90%
Cash Advance
19.90%
RateBuddy Verdict
The Good
- The flat 1.5x earning rate across all purchases is incredibly efficient for businesses with diverse spending habits.
- Includes a top-tier suite of travel insurances (like emergency medical and trip cancellation) rarely seen on standard business cards.
- Offers a low 3% minimum monthly payment, giving small businesses flexibility with their cash flow.
The Trade-offs
- The $120 annual fee and $49 supplementary card fees can add up quickly for larger teams.
- Does not feature accelerated reward categories (like gas or office supplies) to maximize points on specific high-spend areas.
Rewards & Earnings
Groceries
1.50%
Dining
1.50%
Gas
1.50%
Travel
1.50%
Recurring Bills
1.50%
Base Rate
1.50%
Rewards Summary:
Earn a flat 1.5 rewards points for every $1 spent on all eligible business purchases with no limits, tiers, or expiry dates.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Travel Medical Insurance
Travel Emergency Medical included
Car Rental Collision/Loss Damage Waiver
Car Rental CDW & AD&D included
Trip Cancellation/Interruption Insurance
Trip Interruption & Cancellation included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Flight Delay Insurance
Flight Delay insurance included
Baggage Delay/Loss Insurance
Delayed Luggage insurance included
Hotel/Motel Burglary Insurance
Hotel/Motel Burglary included
Higher Earning on Business Categories
Flat 1.5x points on all business spend
Insurance Coverage
Comprehensive coverage: Travel Emergency Medical, Trip Interruption/Cancellation, Flight Delay, Delayed Luggage, Car Rental (CDW & AD&D), Hotel/Motel Burglary, Purchase Assurance, and Extended Warranty.
Rates, Fees & Eligibility
| Purchase APR | 19.90% |
|---|---|
| Cash Advance APR | 19.90% |
| Annual Fee | $120 |
| Supplementary Card Fee | $49 |
| Foreign Transaction Fee | 2.90% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
User Reviews
Read community feedback or share your own experience with this card.
Help other RateBuddy visitors compare real cardholder experiences.
Reviews are moderated before publication. Avoid sharing account numbers, SIN, passwords, or private financial details.
Be the first to review
No public user reviews yet. Share your experience to help others compare this card.
Filed Under
Travel Rewards
Business
Rewards
View Offer
Secure provider site