American Express Aeroplan Card
Travel Rewards Rewards

American Express Aeroplan Card

American Express(Canada) American Express(Canada)
Welcome Bonus: Up to 45,000 Welcome Bonus Aeroplan points
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Secure RateBuddy connection · Application completed on American Express(Canada)’s site
Annual Fee $120
Purchase APR 21.99%
Cash Advance 21.99%
Bonus Value $900

RateBuddy Verdict

The Good
  • The Free First Checked Bag benefit for you and 8 companions can easily save hundreds of dollars per year.
  • Cardmembers get preferred pricing on Aeroplan reward flights, making your points go further.
  • Includes the "4th Night Free" hotel benefit on Aeroplan point redemptions.
The Trade-offs
  • Does not include essential travel insurances like Emergency Medical or Trip Cancellation.
  • As a Charge Card, the balance must be paid in full every month or a very high 30% interest rate applies.

Rewards & Earnings

Groceries 1%
Dining 1.50%
Gas 1%
Travel 2%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Earn 2X Aeroplan points on eligible Air Canada & Air Canada Vacations purchases; 1.5X points on dining and food delivery in Canada; 1X points on all other purchases.

Welcome Bonus Details

First eligible checked bag free and preferred pricing on flight rewards.

Estimated Value: $900

Features & Benefits

Free Checked bag
Free first checked bag for up to 9 people
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Common Carrier Accident Insurance
Travel Accident Insurance up to $500,000
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500

Insurance Coverage

Includes Flight/Baggage Delay, Hotel Burglary, Car Rental Theft/Damage, Travel Accident Insurance, and standard Shopping protections. (Does not include Travel Medical or Trip Cancellation).

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR21.99%
Annual Fee$120
Supplementary Card Fee$50
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards Rewards
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