Travel Rewards
Rewards
American Express Aeroplan Card
Welcome Bonus:
Up to 45,000 Welcome Bonus Aeroplan points
Secure RateBuddy connection · Application completed on American Express(Canada)’s site
Annual Fee
$120
Purchase APR
21.99%
Cash Advance
21.99%
Bonus Value
$900
RateBuddy Verdict
The Good
- The Free First Checked Bag benefit for you and 8 companions can easily save hundreds of dollars per year.
- Cardmembers get preferred pricing on Aeroplan reward flights, making your points go further.
- Includes the "4th Night Free" hotel benefit on Aeroplan point redemptions.
The Trade-offs
- Does not include essential travel insurances like Emergency Medical or Trip Cancellation.
- As a Charge Card, the balance must be paid in full every month or a very high 30% interest rate applies.
Rewards & Earnings
Groceries
1%
Dining
1.50%
Gas
1%
Travel
2%
Recurring Bills
1%
Base Rate
1%
Rewards Summary:
Earn 2X Aeroplan points on eligible Air Canada & Air Canada Vacations purchases; 1.5X points on dining and food delivery in Canada; 1X points on all other purchases.
Welcome Bonus Details
First eligible checked bag free and preferred pricing on flight rewards.
Estimated Value: $900
Features & Benefits
Free Checked bag
Free first checked bag for up to 9 people
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Common Carrier Accident Insurance
Travel Accident Insurance up to $500,000
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500
Insurance Coverage
Includes Flight/Baggage Delay, Hotel Burglary, Car Rental Theft/Damage, Travel Accident Insurance, and standard Shopping protections. (Does not include Travel Medical or Trip Cancellation).
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $120 |
| Supplementary Card Fee | $50 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
Cardholder Reviews
A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.
Filed Under
Travel Rewards
Rewards
Secure RateBuddy connection