No Annual Fee
ATB Alberta Mastercard
ATB Financial
Annual Fee
$0
Purchase APR
19.99%
Cash Adv. APR
22.99%
RateBuddy Verdict
The Good
- A true zero-cost card with no annual fees for the primary cardholder or any authorized users.
- Free MyPic personalization allows you to design a card that fits your personality.
- A highly accessible card for Albertans looking to build or rebuild their credit history.
The Trade-offs
- Does not offer any rewards points or cashback on your spending.
- Completely lacks basic shopping protections like extended warranty and purchase security.
Rewards & Earnings
Base Rate 0.00%
Rewards Summary: No rewards; This is a basic, no-annual-fee credit card designed for simple, everyday purchasing power.
- All Purchases: No rewards points or cashback earned
Welcome Bonus Details
Features & Benefits
No Annual Fee
No annual fee for primary or additional cards
Additional Perks
- :
- :
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Insurance Coverage
Zero Liability
Protection against unauthorized purchases
Rates & Fees Details
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Foreign Tx Fee | 2.90% |
| Income Required | No specific requirement listed. |