Secured Cards
ATB Alberta Mastercard - Secured
ATB Financial
Annual Fee
$49
Purchase APR
19.99%
Cash Advance
22.99%
RateBuddy Verdict
The Good
- An effective tool for those needing a fresh start to build or repair their credit score with a major bank.
- Includes free MyPic customization, allowing you to personalize your card even in a secured format.
- Offers the same car rental discounts at Avis and Budget as ATB’s non-secured cards.
The Trade-offs
- Requires upfront security collateral, which may be a barrier for those with limited liquid cash.
- Charges an annual fee and a high supplementary card fee compared to other basic ATB products.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
No rewards; This is a secured card designed primarily to help users establish or rebuild their credit rating.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Bad Credit & Rebuilding
Establish or rebuild your credit rating
Insurance Coverage
Standard Mastercard Zero Liability protection against unauthorized transactions.
Rates, Fees & Eligibility
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $49 |
| Supplementary Card Fee | $25 |
| Foreign Transaction Fee | 2.90% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Secured Cards
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