ATB Preferred Fixed-Rate Mastercard
Low Interest

ATB Preferred Fixed-Rate Mastercard

ATB Financial ATB Financial
Annual Fee $29
Purchase APR 10.90%
Cash Advance 10.90%

RateBuddy Verdict

The Good
  • The fixed 10.9% interest rate protects you from fluctuating Bank of Canada prime rates.
  • The low $29 annual fee is easily offset by the interest you save if you regularly carry a balance.
  • Allows you to add supplementary cards for family members at absolutely no extra cost.
The Trade-offs
  • Does not offer any cash back or rewards points on your spending.
  • Lacks standard shopping protections like extended warranty and purchase security.

Rewards & Earnings

Base Rate 0%
Rewards Summary: No rewards; This is a low-interest credit card designed to help minimize interest costs with a predictable fixed rate.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Low Purchase Interest
Fixed 10.90% rate on purchases and cash advances

Insurance Coverage

Zero Liability protection against unauthorized transactions. (No extended warranty or purchase protection included).

Rates, Fees & Eligibility

Purchase APR10.90%
Cash Advance APR10.90%
Balance Transfer APR10.90%
Annual Fee$29
Supplementary Card Fee$0
Foreign Transaction Fee2.90%
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

User Reviews

Read community feedback or share your own experience with this card.
Help other RateBuddy visitors compare real cardholder experiences.
Reviews are moderated before publication. Avoid sharing account numbers, SIN, passwords, or private financial details.
Be the first to review
No public user reviews yet. Share your experience to help others compare this card.

Filed Under

Low Interest
View Offer
Secure provider site