Low Interest
ATB Preferred Fixed-Rate Mastercard
ATB Financial
Secure RateBuddy connection · Application completed on ATB Financial’s site
Annual Fee
$29
Purchase APR
10.90%
Cash Advance
10.90%
RateBuddy Verdict
The Good
- The fixed 10.9% interest rate protects you from fluctuating Bank of Canada prime rates.
- The low $29 annual fee is easily offset by the interest you save if you regularly carry a balance.
- Allows you to add supplementary cards for family members at absolutely no extra cost.
The Trade-offs
- Does not offer any cash back or rewards points on your spending.
- Lacks standard shopping protections like extended warranty and purchase security.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
No rewards; This is a low-interest credit card designed to help minimize interest costs with a predictable fixed rate.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Low Purchase Interest
Fixed 10.90% rate on purchases and cash advances
Insurance Coverage
Zero Liability protection against unauthorized transactions. (No extended warranty or purchase protection included).
Rates, Fees & Eligibility
| Purchase APR | 10.90% |
|---|---|
| Cash Advance APR | 10.90% |
| Balance Transfer APR | 10.90% |
| Annual Fee | $29 |
| Supplementary Card Fee | $0 |
| Foreign Transaction Fee | 2.90% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Low Interest
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