Travel Rewards
US Dollar Cards
BMO U.S. Dollar Mastercard
BMO Bank of Montreal
Welcome Bonus:
Shop in U.S. dollars and skip exchange-rate surprises.
Annual Fee
$49
Purchase APR
21.99%
Cash Advance
23.99%
RateBuddy Verdict
The Good
- Allows you to make purchases and pay your statement directly in U.S. funds, bypassing daily currency exchange fluctuations.
- The U.S. $49 annual fee is automatically rebated if your purchases total U.S. $3,000 or more in a year.
- Allows you to add an additional cardholder to the account completely free of charge.
The Trade-offs
- Does not earn any cash back, travel points, or standard rewards on your daily spending.
- Does not include any travel or emergency medical insurance, which is a downside for cross-border travelers.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
Base Earn: None; This card is designed strictly to facilitate U.S. dollar transactions and avoid foreign exchange conversion fees.
Welcome Bonus Details
Shop in U.S. dollars and skip exchange-rate surprises.
Features & Benefits
Extended Warranty Insurance
Doubles manufacturer warranty up to 1 year
Purchase Security Insurance
Covered against theft or damage for the first 90 days
Insurance Coverage
Purchase Security: 90 days; Extended Warranty: +1 Year; Travel/Medical: Not Included
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 23.99% |
| Annual Fee | $49 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
User Reviews
Read community feedback or share your own experience with this card.
Help other RateBuddy visitors compare real cardholder experiences.
Reviews are moderated before publication. Avoid sharing account numbers, SIN, passwords, or private financial details.
Be the first to review
No public user reviews yet. Share your experience to help others compare this card.
Filed Under
Travel Rewards
US Dollar Cards
View Offer
Secure provider site