RateBuddy Verdict
The Good
- A personalized interest rate ensures your business gets borrowing terms tailored to its credit profile.
- The low 3% minimum monthly payment helps businesses weather months with slower receivables.
- Provides solid foundational insurances (Purchase Assurance, Extended Warranty, Car Rental CDW) missing from the Agri-Industry version.
The Trade-offs
- Offers no cash back or rewards points for your business spending.
- The annual fee doubles to $130 if your business requires a credit limit over $50,000.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
No rewards; This card is designed to help manage business cash flow with a personalized low interest rate.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Common Carrier Accident Insurance
Car Rental & Common Carrier AD&D included
Employee Cards
$35 per supplemental card
Insurance Coverage
Car Rental (CDW & AD&D), Common Carrier AD&D, Purchase Assurance, Extended Warranty, and Travel Assistance.
Rates, Fees & Eligibility
| Purchase APR | — |
|---|---|
| Cash Advance APR | — |
| Annual Fee | $65 |
| Supplementary Card Fee | $35 |
| Foreign Transaction Fee | 2.90% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Low Interest
Business
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