Top Pick
Travel Rewards
Rewards
American Express Aeroplan Card
American Express(Canada)
Current Welcome Offer
Up to 45,000 Welcome Bonus Aeroplan points
Annual Fee
$120
Purchase APR
21.99%
Cash Adv. APR
21.99%
Welcome Bonus
~$900
RateBuddy Verdict
The Good
- The Free First Checked Bag benefit for you and 8 companions can easily save hundreds of dollars per year.
- Cardmembers get preferred pricing on Aeroplan reward flights, making your points go further.
- Includes the "4th Night Free" hotel benefit on Aeroplan point redemptions.
The Trade-offs
- Does not include essential travel insurances like Emergency Medical or Trip Cancellation.
- As a Charge Card, the balance must be paid in full every month or a very high 30% interest rate applies.
Rewards & Earnings
Groceries 1.00%
Dining & Takeout 1.50%
Gas & Transit 1.00%
Travel 2.00%
Base Rate 1.00%
Rewards Summary: Earn 2X Aeroplan points on eligible Air Canada & Air Canada Vacations purchases; 1.5X points on dining and food delivery in Canada; 1X points on all other purchases.
- Air Canada & Air Canada Vacations: 2X Aeroplan Points
- Dining & Food Delivery (in Canada): 1.5X Aeroplan Points
- All Other Purchases: 1X Aeroplan Points
Welcome Bonus Details
First eligible checked bag free and preferred pricing on flight rewards.
Estimated Value: $900.00
Features & Benefits
Free Checked bag
Free first checked bag for up to 9 people
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Special Event Access (e.g., Front Of The Line)
Front Of The LineĀ® access
Common Carrier Accident Insurance
Travel Accident Insurance up to $500,000
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500
Additional Perks
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Insurance Coverage
Flight and Baggage Delay
Flight/Boarding Denial (>4 hours): Up to $500. Baggage Delay (>6 hours): Up to $500.
Car Rental Theft & Damage
Coverage for MSRP up to $85,000 for rentals of 48 days or less.
Hotel Burglary & Lost Baggage
Burglary: Up to $500. Lost/Stolen Baggage: Up to $500 per trip.
Travel Accident Insurance
Up to $500,000 of Accidental Death and Dismemberment Insurance.
Purchase Protection & Buyer's Assurance
Protection for 90 days (up to $1,000). Extended warranty doubles up to one additional year.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $120 |
| Supplementary Card | $50.00 |
| Income Required | No specific requirement listed. |