Cash Back
No Annual Fee
Business
ATB MyBusiness Rewards Mastercard
ATB Financial
Annual Fee
$0
Purchase APR
19.90%
Cash Adv. APR
22.90%
RateBuddy Verdict
The Good
- A flat 1% cash back rate on all purchases simplifies expense management with no confusing category math.
- Monthly cash back payouts directly to your statement or deposit account provide excellent liquidity for small businesses.
- Getting the first 3 supplementary employee cards for free is a major cost-saver for growing teams.
The Trade-offs
- The 1% earn rate is decent for a no-fee card, but higher spenders might benefit more from a premium card with a higher multiplier.
- Any employee cards added beyond the initial 3 will cost $60 each annually.
Rewards & Earnings
Groceries 1.00%
Dining & Takeout 1.00%
Gas & Transit 1.00%
Travel 1.00%
Base Rate 1.00%
Rewards Summary: 1% cash back on eligible purchases, applied monthly to your card balance or deposit account.
- All Eligible Business Purchases: 1% cash back
Welcome Bonus Details
Features & Benefits
No Annual Fee
No annual fee
Car Rental Collision/Loss Damage Waiver
Car rental insurance coverage included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Employee Cards
$0 for first 3 cards, $60 thereafter
Additional Perks
- :
- :
- :
- :
- :
Insurance Coverage
Car Rental Insurance Coverage
Included (See certificate for limits)
Purchase Assurance
Included against damage, loss or theft
Extended Warranty
Included to extend manufacturer warranty
Identity Theft Assistance Service
Included
Rates & Fees Details
| Purchase APR | 19.90% |
|---|---|
| Cash Advance APR | 22.90% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Foreign Tx Fee | 2.90% |
| Income Required | No specific requirement listed. |