US Dollar Cards
ATB US Dollar Mastercard
ATB Financial
Annual Fee
$19
Purchase APR
19.99%
Cash Adv. APR
22.99%
RateBuddy Verdict
The Good
- Eliminates foreign exchange fees entirely on US purchases, charging you directly in USD.
- The $19 USD annual fee is waived if you hold an ATB Advantage Account, making it virtually free to carry.
- Includes purchase protection and extended warranty, which adds peace of mind to your cross-border shopping.
The Trade-offs
- Does not offer any rewards points or cashback on your spending.
- You must pay your bill in US dollars, which requires managing a USD bank account to maximize the benefit.
Rewards & Earnings
Base Rate 0.00%
Rewards Summary: No rewards; This is a utility card designed to eliminate foreign exchange fees by charging US purchases directly in US Dollars (USD).
- All Purchases: No rewards points or cashback earned
Welcome Bonus Details
Features & Benefits
No Foreign Transaction Fees
No exchange fees for USD purchases
Extended Warranty Insurance
Double manufacturer warranty up to 1 year
Purchase Security Insurance
90 days against damage, loss or theft
Annual fee rebate with selected account
Fee waived with ATB Advantage Account
Additional Perks
- :
- :
- :
- :
Insurance Coverage
Purchase Protection
Up to 90 days against damage, loss or theft
Extended Warranty
Double the original manufacturer's warranty up to one additional year
Travel Assistance Services
24/7 assistance with lost luggage, ticket replacements and legal referrals when travelling outside Alberta
Rates & Fees Details
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $19 |
| Supplementary Card | $0.00 |
| Foreign Tx Fee | 2.90% |
| Income Required | No specific requirement listed. |