US Dollar Cards
ATB US Dollar Mastercard
ATB Financial
Annual Fee
$19
Purchase APR
19.99%
Cash Advance
22.99%
RateBuddy Verdict
The Good
- Eliminates foreign exchange fees entirely on US purchases, charging you directly in USD.
- The $19 USD annual fee is waived if you hold an ATB Advantage Account, making it virtually free to carry.
- Includes purchase protection and extended warranty, which adds peace of mind to your cross-border shopping.
The Trade-offs
- Does not offer any rewards points or cashback on your spending.
- You must pay your bill in US dollars, which requires managing a USD bank account to maximize the benefit.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
No rewards; This is a utility card designed to eliminate foreign exchange fees by charging US purchases directly in US Dollars (USD).
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Foreign Transaction Fees
No exchange fees for USD purchases
Extended Warranty Insurance
Double manufacturer warranty up to 1 year
Purchase Security Insurance
90 days against damage, loss or theft
Annual fee rebate with selected account
Fee waived with ATB Advantage Account
Insurance Coverage
Purchase Protection: 90 days; Extended Warranty: Double (up to +1 year); Basic Travel Coverage & Assistance Services.
Rates, Fees & Eligibility
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $19 |
| Supplementary Card Fee | $0 |
| Foreign Transaction Fee | 2.90% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
US Dollar Cards
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